(800) 250-6279Get the money you need with an online title loan from Premier Title Loans.
Complete our online application, and
we’ll get you a lending estimate based on your vehicle’s value!
NEED CASH TODAY? GET A CAR TITLE LOAN!
Use the equity in your vehicle to get same day cash. Bad credit is no problem and you can keep driving your car! Complete our online application to find out what your vehicle is worth and how much money you can get from Premier Title Loans.
CAR TITLE LOANS IN 3 SIMPLE STEPS
FILL OUT AN APPLICATION
FAST APPROVAL IN 15 MINUTES
CASH IN ONE BUSINESS DAY
How Much Money Can I Get With A Premier Title Loan
Your funding amount is based on the vehicle’s current value, your state, and your ability to repay the loan. Premier Title Loans will look to get you the largest amount of cash, with your car’s equity serving as collateral. Expect a loan amount ranging from $1,000 to $25,000 in most states, with an average funding amount of $3,500. Many companies offering online title loans require a vehicle inspection before signing off on specific lending terms. This means your car will be inspected to determine its value and the amount you can borrow.
Get A Title Loan In The Following States
When To Consider An Online Title Loan
Online title loans aren’t for everyone. They come with a high interest rate that’s often higher than a personal loan, and you risk losing your vehicle if you fall behind on the monthly payments. But for the right person, that can be an ideal option, especially if they need cash urgently and have already been turned down for a loan because of poor credit. Most financial institutions will require applicants to have an active checking account with verifiable employment references, and you’ll need a monthly income of at least $2,000 in most states. Some companies will verify your bank account and may require extra credit checks or proof of income. Review your budget and finances to determine if other options are available before proceeding with a title loan. Contact your local bank or credit union first to see if any lending opportunities are available that don’t require a vehicle as collateral for the loan.
Qualify For Fast Money With Premier Title Loans
Once you’ve settled on a company, make sure they’re licensed to offer online title loans in your state. Review the lending contract thoroughly and determine the monthly payment amount that best fits your budget. Know your rates, terms, and payoff information before signing a contract or application form. Confirm that the payoff term and interest rate are what were initially quoted. Similar to credit cards and payday advances, the finance charges for title loans are high. The terms and annual percentage rate that come with a vehicle title loan are determined by many factors. Some lenders require verification of your credit score, payment history, and loan amounts. They may require additional documents to verify proof of income and work history.
What You Need To Know About Car Title Loans Online
Unlike a cash advance or payday loan, your vehicle serves as collateral for this type of loan. Pay back the total amount quickly to avoid paying more than you need to. Pay more money than required every 30 days and work with a title loan lender that doesn’t assess a prepayment penalty. Always contact your lender if you’re unable to make your minimum loan amount payment. Contact a certified credit counselor and seek financial help when dealing with your daily finances and budget. Most companies that offer online car title loans will need to be registered in the state where you live.
Online Title Loans With Bad Credit Are Possible
Lenders that offer auto title loans are aware that most borrowers will have a poor credit score or a history of late payments. Most traditional personal loan offers require a good credit score, which is why people turn to title loans when they need fast cash. Instant title loans are designed for those with bad credit, and you can qualify without a lender doing an extensive credit check. Even if you have a FICO score of 550 or lower, a title loan is still possible, so why not take the first step and apply to get your vehicle’s value? With Premier Title Loans, we’ll let you know exactly how much you qualify for, and your credit history is far less important than the equity in your car or motorcycle!
Are These Title Loans Completely Online Without Having To Visit A Store
Most customers are okay with filling out an application for an online title loan from the comfort of their own home or by providing us with their vehicle information over the phone. Sometimes, though, there’s nothing better than meeting with us in person at our Southern California location. By meeting with Premier Title Loans directly, you can bring all the necessary documents and complete the processing and underwriting in under an hour. Whichever way you choose to submit your application, we’ll make the underwriting process as easy and stress-free as possible!
Is There An Office For Premier Title Loans Near Me
Anyone in Southern California can meet with us during regular business hours. You can also apply online or call us at 800-250-6279 to complete the application over the phone. No matter how you apply, Premier Title Loans will process your loan quickly and work to get your loan approved and funded in no time!