Apply online for an auto title loan or call us at 800-250-6279!


Premier Title Loans offers guaranteed approval title loans in Texas for those with equity in their vehicles. These loans are great for customers who have bad credit as your car's collateral is what gets you qualified. Loam amounts in TX of up to $30,000!

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    Title Loans In Texas From Premier Title Loans

    With an online title loan from Premier, you can borrow cash quickly without worrying about getting denied because of your bad credit score!

    Car title loans are an option for anyone in Texas with a clean and clear vehicle title, and you can borrow up to $20,000 with cash in hand in 24 hours or less! Auto title loans give borrowers more lending options than what you would get from payday loan companies and bank lenders and you may even get a lower interest and better repayment terms!  Please apply online or in person at locations throughout Texas, or call 800-250-6279 and speak to one of our customer service reps to complete the application over the phone!


    Requirements For Online Title Loans In TX

    Borrowers applying for online title loans in Texas must have a vehicle in their name that’s paid off. There can’t be any lienholders, cosigners, or other claimants on the pink slip. Your vehicle needs to be in decent shape with a resale value of at least $4,000 to qualify and your lender will want to see the VIN number and current odometer reading. Some cars and trucks can qualify without a vehicle inspection, but that’s rare, and most lenders want to inspect the vehicle in person to ensure.

    Other requirements include proof of income verification through bank statements, pay stubs, or government benefit forms. Your lender will require proof of vehicle insurance if it’s stolen or totaled.

    Premier Title Loans makes qualifying for an online title loan in Texas easy! Credit is sometimes important if you’re looking to borrow over $10,000. Typically, your credit score and recent payment history will be secondary to the condition and value of the vehicle you plan to use as collateral for a loan.


    State of Texas Welcome Sign


    Apply For Texas Title Loans Online Or With A Local Lender

    You can complete the Premier Title Loans online application and submit your vehicle information to get an approval decision quickly! We can process all the paperwork online and set up a time that same day for you to get your vehicle inspected.

    Another option is to apply with neighborhood equity lenders in Texas. Some local companies offer loans during regular business hours, while others provide more comprehensive online lending services. Consider that Austin and Houston have dozens of companies that offer in person title loans. The Dallas metro area has over 100 retail office locations where you can complete your application, underwrite your loan, and get your cash that same day!


    Funding Amounts With Online Title Loans In TX

    Funding amounts in Texas depend on the resale value of your vehicle and how much you can afford to pay back each month. Some regulations limit your repayment terms, but there are few restrictions regarding how much you can borrow. Currently, title pawn companies in Texas will lend up to 60% of the car’s pink slip value. These amounts may be higher in larger metro areas like Harris County and Dallas County, and you can compare different quotes to get a higher loan amount.

    You can often borrow an average of $3,000 with an online car title loan in Dallas or Houston. The repayment period usually starts at six months, and interest rates will be high, but you can get out of future payments by making early or extra payments with no penalty.

    Online title pawn lenders will not report your missed payments to credit reporting agencies, which means you won’t incur any penalties like overdraft fees that come with bouncing a check, for example. One concern with late payments involves having your vehicle repossessed by the lender. The State Of Texas has restrictions that regulate vehicle repossessions by title loan companies, and you have some protections as a consumer. But you don’t want to get to this point, and it’s best to work with your secured title lending rep to set up an alternative payment plan if there’s a chance you may fall behind on your Texas auto title loan.


    I Have Bad Credit – Can I Still Get A Title Pawn

    Most car title loan companies in Texas will approve your title pawn application even if you have bad credit, and they probably won’t even run a standard credit check! This is because they value the equity from your vehicle more than your past credit history or failed loan payments. Vehicle title loans are designed for those with poor credit because the car’s value is more important than your credit report.

    A title loan is a viable option for someone with bad credit, and you can get your money much quicker than with an unsecured lender. Call us at 800-250-6279 or apply online with Premier Title Loans to borrow $3,000 or more with just your vehicle’s equity!


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    Capitol Building in Texas with Horseback Protector Monument.