About Premier Title Loans

Premier Title Loans helps customers across the country looking for car title loans. Our company headquarters are located in Southern California, and we accept applications online, in person, or by phone. Premier Title Loans is a DBA of One Click Marketing, LLC, licensed in California by the Department of Financial Protection and Innovation (DFPI) under the California Financing Law (License: 60DBO 85127). In states other than California, we are not a direct lender, instead we connect you with state-licensed lenders who fund your loan.

In addition to helping people get cash from their vehicle’s equity, we also strive to educate our customers about their lending options. Although our business primarily focuses on car title loans, this may not be the best option for you. We’ll let you know if an unsecured loan would be a better fit. Throughout our site, we feature tutorials, lending calculators, and financial resources to help all our customers determine which loan best suits their needs.

We’ve offered pre-approval for car title loans since 2013 and are committed to making it easy and convenient for you to get one. With Premier Title Loans, you can rest assured that you will receive excellent customer service and be treated fairly. Apply now to get an estimate of your car’s value and see how much money you can borrow.

What’s Our Mission

Our goal at Premier Title Loans is to make it easy to cash out equity from your vehicle, and we want to make it not only a quick and dignified process, but also a seamless one. Our team will work with you and explain exactly how much your car is worth and what you can expect to get from a title loan lender in your state. We’ll go the extra mile and explain other lending options that may be available if a title loan isn’t your ideal solution. Count on us to deliver an equitable and fair lending solution that makes it easy for our customers to get a vehicle equity loan.

Fast Cash Lending: The Easy Way With Premier Title Loans

Getting pre-approved for a title loan with Premier Title Loans is quick and easy. While some companies consider your credit history and other underwriting factors, we focus primarily on your vehicle’s current resale value and your ability to make timely future payments on the loan. While a credit check may be part of the pre-approval process, we don’t believe your past credit history should be the main factor in determining whether you qualify for a title loan.

Applying online with us is hassle-free and can be done from the comfort of your home. It takes less than 10 minutes to get your vehicle documents together and determine how much you want to borrow. After that, you’ll be contacted by a customer service agent who will help further underwrite and finalize your loan. Premier Title Loans shouldn’t take longer than a few hours to pre-approve your loan application, and qualified borrowers can get their funds in as little as one business day from a local lender.

How Premier Title Loans Is Different From Other Companies

What sets us apart from other companies is our commitment to connecting customers with responsible lending options. We won’t try to trap you in a loan you can’t afford, and we’re not trying to take advantage of your situation. We understand that people sometimes need a little financial help, and we’re here to provide it. Applying for and getting underwritten for a car title loan doesn’t have to be complicated.

When you work with Premier, you’ll be treated with respect throughout the process. Taking out a secured loan can be stressful, so we want to make it easy for you to understand the specific title loan lending requirements and different financing options. Apply today and see how our company can help you.

About Premier Title Loans – How The Application Process Works

At Premier Title Loans, we make it easy to get the cash you need without having to deal with getting a personal loan from your bank. Our application process is straightforward and designed for applicants who need money quickly.

Step 1: Apply On Our Website Or Phone
Start with our online application, which only asks for vehicle information and basic contact details. We don’t need much to get you pre-approved, and we can provide an initial estimate in 15 minutes or less.

Step 2: Submit Your Paperwork
Once you’ve settled on a quote and payoff terms, we’ll need your car’s title, income details, vehicle registration, and government-issued ID. A credit check may also be required. Even with poor credit, you can still qualify for a title loan if you have a high-value car or truck and can verify income.

Step 3: Vehicle Evaluation
You will likely need to submit your vehicle for an in-person inspection so a lender can confirm its resale value. Some customers may qualify for a photo/video inspection of their vehicle.

Step 4: Get Your Money
Once we’ve confirmed the vehicle’s value and you’ve completed the paperwork, you can receive your funds within one business day. Sometimes, cash can be available even quicker if you meet with a lender that offers cash in hand at a local lending location. You’ll keep the keys to your vehicle and can drive your car as you please while making the monthly payments.

What Premier Title Loans Can Offer You

In California, we can process your application directly as a state-licensed title loan broker; in other states, we work with many licensed title loan companies, both online and local, that can fund your loan. We currently offer pre-approval for different title loan lending options in over 30 states. Each state has different laws and regulations for title loans, and we’ll let you know quickly if a title loan is even possible in your state.

Did you know that some companies may attempt to lock you into a repayment term that doesn’t fit your budget? Or perhaps they’ll offer more money than what you need at a higher interest rate. At Premier Title Loans, we’ll go the opposite direction and recommend only what you need and what works best for your situation. We can process your application quickly and efficiently, providing you with multiple lending quotes and payoff terms in your state. There’s no need to settle on a specific APR or monthly payment when comparing estimates from multiple lenders.

As we’ve done for the last decade, we’ll do our best to get you a car title loan quote in California and other states. If that quote doesn’t work for you or if you’re unable to pre-qualify with us, we’ll work with you to find a practical funding solution.

Title loans come with high interest rates in most states, and there’s a real risk of vehicle repossession if you fall behind on payments. Premier Title Loans encourages all applicants to review their budget and explore alternative lending options, such as unsecured personal loans, credit union offers, and nonprofit credit counseling, before agreeing to a title loan.

Call Premier Title Loans at 800-250-6279 to learn more.