(800) 250-6279APPLY WITH PREMIER TITLE LOANS TO GET A CAR TITLE LOAN IN CA
We offer fast approval title loans with loan amounts up to $20k. Get started online or call us at 800-250-6279!
TITLE LOANS IN CALIFORNIA WITH NO STORE VISIT!
Premier Title Loans can get you qualified and approved for a same day title loan online in California. You don't need good credit, and most applicants can qualify for a fast funding title loan with a lien free car title and proof of income. Loan amounts start at $2,500 in CA!
California Title Loans Online – Cash For Your Car In 24 Hours
Most people will need fast cash to pay for emergency expenses at least once. If you find yourself in this situation, you might wonder what options are available to get money now, no matter your credit history, how much you need to borrow, or how quickly you need the money. Fortunately, Premier Title Loans now offers online title loans in California that use your car or truck as collateral. Car title loans online are a straightforward way for anyone to cash out equity from their vehicle, and we offer the best rates and payoff terms throughout the state!
With a car title loan in CA, you can borrow $2,500 or more based on the value of your vehicle. You won’t have to worry about your credit score. The only things that matter are your car’s resale value and your ability to repay the loan. Call us at 800-250-6279 or start the process online with Premier Title Loans. You can get pre-approved in less than an hour, and cash can be sent to your bank account in one business day or less!
What Do I Need For A Car Title Loan In California
One of the main requirements for a title loan in California is simply owning a fully paid off vehicle. Cars and trucks worth $6,000 or more have the best chance of qualifying for a title loan online. The vehicle must be in your name; the pink slip can’t have liens or other judgments attached to it, and you can’t have a cosigner or additional third parties listed on the title.
Once you have documentation showing the title, registration, odometer reading, and proof of insurance, getting approved and funded by a company offering car title loans in California is easy. Besides the vehicle requirements, you must prove that you reside within the state and verify your age and title documents from the DMV.
Some lenders want proof of your job or other income sources. In addition to a full-time job, you can provide proof of income sources like social security, disability payments, or annuity income. Even if you only work part time, you can qualify for a title loan online if you make $2,000 or more monthly. Companies offering loans against car titles want to know that you can make monthly payments and won’t be faced with the prospect of a default and subsequent repossession.
Where To Get Auto Title Loans In California – Online Or In Person
You can apply for an auto title loan online, get started over the phone, or meet with a local company in your neighborhood. Each option is best for some people, and you can’t go wrong with applying online or in person with Premier Title Loans! People in SoCal can pick up their loan proceeds at hundreds of locations in Los Angeles, San Diego, or Riverside. Applicants who live in Northern California may have fewer choices regarding the total number of lenders. However, there are plenty of options if you’re willing to drive around to find the best title loan company near you. In San Francisco or Oakland, you can find dozens of office locations throughout the Bay Area. Even those in Sacramento will have no trouble being able to compare direct lenders and check the financing rates and loan payoff terms.
Another option is to apply for a car title loan online and finish the underwriting and funding in person at an office in your neighborhood. You can do this online with Premier Title Loans, as we work with a handful of companies offering in person car title loans throughout California. First, you must submit your vehicle info, requested loan amount, and personal information online. The next step is to verify your vehicle documents, bring in your car for an inspection, and sign off on the paperwork at a lending office near you.
Many companies allow you to apply online and finish the vehicle inspection that same day, with a quick check of your car’s condition and odometer reading. Best of all, there are plenty of inspection locations in Los Angeles and Orange County.
Online Title Loans In California With Bad Credit
A poor credit score doesn’t mean you can’t get an online car title loan with no store visit! Most licensed lenders in California won’t even run a traditional credit check when underwriting your application online. Instead of relying on your FICO score to get you approved, you can use the equity from your vehicle as security!
We see applicants apply all the time with credit scores under 600, and their credit turns out to be far less important than the equity in the vehicle. The bottom line is, don’t worry about your bad credit history, as car title loans are designed for customers with poor credit. Even if you recently dealt with missed payments on a credit card or defaulted on a personal loan, that’s not an issue with car title loans in California! Your car, truck, or motorcycle is the collateral for your loan, not your credit! Call Premier Title Loans at 800-250-6279 or apply online for a title loan without a credit check!
What Else To Know About Title Loans In California
Car title loans are straightforward once you realize you’re borrowing against the equity in your car. If your vehicle is worth more than the requested loan amount, you should have no issues getting funded for a car title loan. Even though your APR will be higher than a traditional bank loan, you can make extra monthly payments and repay the loan earlier than the quoted payoff term.
Be aware of lending regulations and underwriting requirements in California. State legislators in California recently passed changes to title loan limits and finance rates. As of 2025, most companies in California have a minimum loan amount of $2,501 for car title loans online, and the interest rates are capped at 36% plus the Federal Funds Rate. These interest rate caps are great for most applicants in CA, as the rates are often lower than what you would see from secured lenders in other states.
Consider that someone in Merced applying for a car title loan a few years ago would have expected an interest rate close to triple digits, but now, in 2025, the APR will be around 35%! A byproduct of these regulations is that many companies in the Golden State have stopped offering personal loans and car title loans altogether or significantly lowered their loan amounts. Others have changed their underwriting requirements, making borrowing money and getting approved at these lower rates more difficult.
Car title loans with guaranteed approval and direct deposit are possible for anyone in California who has a paid off vehicle! Why deal with the underwriting requirements of a personal loan lender when you get approved for a title loan online without a credit check and get your cash in 24 hours or less? Premier Title Loans is licensed to offer pre-approval for title loans in California, and we can get you the highest amount possible for your vehicle’s value with a competitive interest rate and reasonable payoff term!
Title Loans Online With Direct Deposit
Do you know that some unsecured lenders take days to underwrite and fund your loan if there’s no security attached to it? With Premier Title Loans, we offer access to direct deposit online title loans in California, where you can literally have the cash sent to your bank account immediately after the contract is signed! Since auto title loans are underwritten based on your car’s value, there’s no need to check your lending history and ensure all other creditors are being paid. Instead of worrying about all your bad credit history, we look at the value of your car, motorcycle, or SUV, and we’ll get you pre-approved in minutes!
Title loans online with no store visit are possible for anyone with a lien-free vehicle, and you can start your application directly on our website. In addition to your vehicle details, we’ll need banking information to know where to send your direct deposit. As always, you can qualify for instant approval of a car title loan online without a credit check!
Benefits Of Car Title Loans In California And How To Apply Online
Guaranteed approval online title loans in California can be a great way to get fast cash. When applying with Premier Title Loans, your interest rate may be lower than what you would get from an unsecured lender because you are backing up your loan with equity from your vehicle.
Most direct title loan companies in CA make it easy to get pre-approved within minutes of submitting your application. In most cases, they offer same-day funding through ACH or direct deposit, so you can have money wired into your account overnight if approved before the end of their business day. Best of all, you don’t need excellent credit for these bad credit title loans!
Don’t worry any longer about how you will solve your cash crunch. With Premier Title Loans, you can borrow $2,500 or more for your car’s title. All we need is proof of income and verification of a paid off vehicle to use as collateral! Start your application or call 800-250-6279 to get approved for a car title loan in CA!