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Premier Title Loans is here to get you qualified and approved for a car title loan in Oregon. These loans allow you use your vehicle's equity as collateral and you can borrow up to $25,000. There's no problem if you have a bad credit score!

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    Oregon Title Loans – How They Work

    Online title loans are available for borrowers in Oregon, and your vehicle title is the main requirement to be approved for same day funding. These loans use your car’s equity as security for the loan amount, and you can qualify with no credit, bank account, or income verification!

    You have a few choices when applying for car title loans in Oregon. Premier Title Loans offers a fast and hassle free online application, and you can expect an underwriting decision in less than one hour after applying.

    Another option is to apply with a local lender offering online title loans in Portland. You may be able to get your cash quicker from a local lender. Still, the downside is that you may have to pay higher interest rates and fees, and it will likely take longer to process and underwrite a loan if you meet with a local lender in Oregon versus applying online.


    Requirements For Oregon Title Loans

    The main requirements for title loans in Oregon are that you must be at least 18 years old and have a clear and paid off title to your vehicle. You will also need proof of insurance and income by showing enough cash coming in monthly to afford the payments. Some companies will want to see verification that you’re employed, and there’s almost always a requirement to inspect the vehicle. A vehicle inspection shouldn’t take more than 30 minutes, and most direct lenders can do it at their office or send someone to meet with you at a private residence.


    Loan Amounts And Terms With Auto Title Loans Near Me In Oregon

    Funding amounts in Portland, Oregon, can range between $2,500 and $25,000, with much higher loan offers for those with high value cars. Expect interest rates and fees lower than payday loans or title pawns but higher than traditional bank installment loans or personal loans. The APR for a secured loan will range from 40% to upwards of 120%, and because of those high rates, you want to negotiate the best lending terms.


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    What Else To Know Before Getting Online Title Loans In Oregon

    Shop around with companies in Salem and Bend to ensure you get the best terms for your vehicle equity and pay off your loan as quickly as possible to void extra interest charges.

    Compare the top title pawn companies in Portland, OR before deciding so you can get the most competitive deal possible. It’s even worth getting a few different quotes in cities like Eugene and Beaverton, where you know there’s more than one lender near you! Overall, title loans without a job can provide a quick and easy way to borrow money when needed!


    Approval For Car Title Loans With Bad Credit Or No Credit History

    Online title loan companies won’t check your credit score, but they may want to verify your personal information to ensure you can repay the loan. There may be a soft credit check when you first apply, but for the most part, you shouldn’t worry about a low FICO score.

    Direct lenders mostly want to know that you can repay the loan and that there’s equity in your vehicle if you default. Most customers that apply for a title loan have poor credit and we’ll match you with a local lender that focuses on your car’s collateral, not your credit score!


    Get A Fast & Hassle Free Car Title Loan Quote In Oregon

    Whether you need an online title loan in Oregon or are interested in refinancing, it’s easy to get started with our online application form or by calling 800-250-6279. The experts at Premier Title Loans will be happy to review your situation and provide a free quote that only takes a few minutes to complete!


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