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Premier Title Loans is here to get you qualified and approved for a car title loan in Oregon. These equity loans allow you use your vehicle's equity as collateral for a loan and you can borrow up to $25,000. There's no problem if you have a bad credit score!

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    Oregon Title Loans – How They Work

    Online title loans are available for borrowers in Oregon, and your vehicle title is the main requirement to be approved for same day funding. These loans use your car’s equity as security for the loan amount, and you can qualify with no credit, bank account, or income verification!

    You have a few choices when applying for car title loans in Oregon. The best way to get started is by applying online with Premier Title Loans. We offer a fast and hassle free online application, and you can expect an underwriting decision in less than one hour after applying.

    Another option is to apply with a local lender offering online title loans in Portland. You many be able to get your cash quicker from a local lender. Still, the downside is that you may have to pay higher interest rates and fees, and it will likely take longer to process and underwrite a loan if you meet with a local lender in Oregon versus applying online.


    Requirements For Oregon Title Loans

    The main requirements for title loans in Oregon are that you must be at least 18 years old and have a clear and paid off title to your vehicle. You will also need proof of insurance and income by showing enough cash coming in monthly to afford the payments. Some companies will want to see verification that you’re employed, and there’s almost always a requirement to inspect the vehicle. A vehicle inspection shouldn’t take more than 30 minutes, and most direct lenders can do it at their office or send someone to meet with you at a private residence.


    Drive your car while you make on time title loan payments.


    Loan Amounts And Terms With Auto Title Loans Near Me In Oregon

    Funding amounts in Portland, Oregon can range between $2,500 and $25,000 with much higher loan offers for those with high value cars. Expect interest rates and fees to be lower than payday loans or title pawns but higher than traditional bank installment loans or personal loans. The APR for a secured loan will range from 40% to upwards of 120%, and because of those high rates, you want to negotiate the best lending terms.


    What Else To Know Before Getting Online Title Loans In Oregon

    Shop around with companies in Salem and Bend to ensure you get the best terms for your vehicle equity and pay off your loan as quickly as possible to void extra interest charges.

    Compare the top title pawn companies in Portland, OR before deciding so you can get the most competitive deal possible. It’s even worth getting a few different quotes in cities like Eugene and Beaverton, where you know there’s more than one lender near you! Overall, title loans without a job can provide a quick and easy way to borrow money when you need it most, so if this type of loan is a good fit for you, don’t hesitate to apply today!


    Vehicle equity loans are more popular than ever in Oregon.


    Approval For A Car Title Loans With Bad Credit Or No Credit History

    Online title loan companies won’t do traditional credit checks, but they still want to verify your personal information and ensure you can repay the loan. There may be a soft credit check when you first apply, but for the most part, you shouldn’t worry about your FICO score if you’re applying for a title loan.

    Generally speaking, direct lenders in Oregon want to know if you can repay the loan and have equity in the car case you default. Try to improve your credit history while making on-time payments each month. That way in the future you can get a low rate personal loan without using your car’s equity as collateral for a loan.


    Get A Fast & Hassle Free Car Title Lending Quote Near Me In Oregon

    Whether you need an online title loan in Oregon or other types of alternative financing, it’s easy to get started by filling out our online application form or calling 800-250-6279 The finance experts at Premier Title Loans will be happy to review your situation and provide a free quote that only takes a few minutes to complete!


    Finance companies in Portland offer same day cash title loans.