We offer registration loans; you can apply online or over the phone at 800-250-6279!


Are you looking to borrow a small amount of cash and don't have the title to your vehicle? It turns out that you can get cash with just your vehicle registration as collateral! Loan amounts average $500 and you don't need a good credit history!

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    If you need temporary financial relief in Arizona or any other similar state, you can go for an auto registration loan. Registration loans are unique funding sources that provide a convenient means to get quick cash for various emergencies, such as medical and auto repair emergencies. Once approved for funding, you will continue driving your car as you pay off the loan as per the agreed loan terms.

    Premier Title Loans is ready to help with an online registration loan if you need quick and affordable financing to handle an emergency. We provide an easy and fast application process with options to apply over the phone or online.  Once you submit the required documentation, our team will work around the clock to ensure you get cash the same day.


    How Registration Loans Differ From Title Loans

    Both registration loans and title loans are good options to fill a funding gap when faced with an emergency. However, there are differences between these types of loans.

    Vehicle Ownership: You must own a paid off vehicle to qualify for a car title loan. However, you can get approved for a registration loan even if you have a lienholder or a cosigner attached to the vehicle’s pink slip.

    Amount: Car title loans allow you to take out a more significant loan amount and often come with more substantial borrowing limits than registration loans.

    Rates: Registration loans are riskier for lenders than a typical car title loan, as there’s no collateral backing up the loan to use your vehicle as collateral. Interest rates, in general, are higher across the board for all types of loans these days, and you can expect to see the same with a secured loan. This increased risk can translate to higher interest rates than rates charged on title loans.


    Getting cash from a registration loan lender


    What’s Required For A Registration Loan Near Me?

    The lender typically requires a few documents before you are approved for a registration loan near me. These include:

    Some title loan lenders in Phoenix may ask for additional documentation and requirements, including requirements for a checking account. At Premier Title Loans, we understand that people can handle their finances conveniently without using a checking account. All our customers can get approved for a car title loan or auto registration loan without a checking account.


    How Much Can I Get With a Registration Loan?

    Registration loans are typically funded for $200-$5,000, depending on your needs and application information. The average registration loan in Arizona is funded for about $400-$500. These loan amounts are less than a typical title loan, but that’s because there’s no collateral like a car or truck acting as security for your loan.


    Get Cash with a Registration Loan Near Me. Do I Need a Vehicle Inspection?

    Whether you need to bring your vehicle for inspection depends on specific lenders and your borrowing amount. At Premier Title Loans, we understand that a vehicle inspection can waste your time and resources, especially if you are trying to get money urgently. We will often approve your application without a vehicle inspection. A registration loan near me doesn’t need to be a hassle and we will work to get your loan processed.


    How Long Do I Have to Pay off a Registration Loan?

    Auto registration loans are short term in nature and are typically repaid in 30 – 60 days. Compare this payoff process to someone applying for a title loan without the title in hand. In that scenario, getting approved is much more challenging than what happens here when you have the actual vehicle registration.


    Can You Get Multiple Registration Loans?

    Depending on the lender, getting more than six registration loans out in one name simultaneously is possible but not recommended. Remember, your lender will look up your lending history, and they’ll likely deny your application if there are multiple loans outstanding.


    What Happens If I Don’t Pay a Registration Loan Near Me?

    If you fail to pay a registration loan, the lender may attempt to collect the money themselves or assign the account to a third-party bill collector. The lender may also take additional action and sue you in civil court for the balance. However, compared to a typical title loan, they can’t repossess your vehicle as they’re not listed as a lienholder on the car’s title.


    Keep your vehicle and get a registration loan instead!


    Apply For An Online Registration Loan With Premier Title Loans

    Are you still paying off your vehicle and need urgent cash for an emergency? Premier Title Loans can help. Complete our application for a registration loan online and get the financing you require within 24 hours. Our loans come with the following benefits:

    • No credit check: Your credit history is not part of the approval requirements at Premier Title Loans. Our loans are specifically designed to meet the needs of those with less than a perfect credit score or no credit history.
    • No prepayment penalties: We don’t charge our customers fees for paying their loans early. This means you can take out a registration loan and repay the loan at any time.
    • Convenient and flexible: With Premier Title Loans, you can apply online 24/7 and know if you’ve been approved within 30 minutes. Once approved for a registration loan, you can get your cash in one business day.


    At Premier Title Loans, we provide instant auto registration loans to help you address any financial need. Contact us at 800-250-6279 for quick same day funding!