GET APPROVED FOR A
MOTORCYCLE TITLE LOAN

What Are Motorcycle Title Loans

Motorcycle title loans allow you to borrow cash for any type of financial emergency with a lien-free motorcycle as collateral. Like a title loan on a car, you can use the security from your motorbike to get a title loan when you otherwise would have little chance of qualifying for an unsecured loan if you have poor credit.

Title loans are possible on any lien free motocycle as long as it’s registered and titled with the Arizona MVD. It doesn’t matter if you own a Harley-Davidson, a Honda Street Bike, or an ATV. You can keep your motorcycle for the life of the loan, as long as you make on-time payments each month. Once pre-qualified, you can possibly borrow 30% or more of the bike’s resale value.

Premier Title Loans provides fast pre-approval for title loans on motorcycles, and you can apply and get your money in one business day. Do you have a bike that’s not entirely paid off or is registered in someone else’s name? Even if you still owe your original lender, we may be able to help you in these situations. Call us at 800-250-6279 to see if your bike qualifies as collateral for a motorcycle title loan.

How Much Money Can I Borrow With A Motorcycle Title Loan?

Loan amounts using your motorcycle as collateral will often result in a lower loan amount than a typical car title loan, but that doesn’t mean you can only borrow a few hundred dollars!  Loan amounts for a motorcycle title loan range from $1,000 to $20,000.

Do you need to borrow $3,000 or more?  You’re in luck if you own a newer Harley-Davidson that has low mileage. Recently manufactured Sport, Cruiser, and Touring models have resale values that should exceed over $10,000, and you can typically borrow 30% or more with these types of motorcycles. Call Premier Title Loans at 800-250-6279 to get an accurate title loan value for your motorcycle!

Are you looking to get your funds as quickly as possible? Apply with Premier Title Loans to get money deposited into your checking account in one business day or less! Fast payments are more possible than ever with direct deposit, and you may be able to get your money with a money order from a local title loan company in your neighborhood as well.

Should I Take out a Motorcycle Title Loan?

Motorcycle title loans are ideal for anyone needing cash in less than one business day. Use your bike as security for a loan and consider this option if you can’t be approved for unsecured loans because of poor credit or need more money than you’d get with a bank loan.

Remember that title loans have high interest rates (some title loan companies in Florida and Georgia have monthly interest rates of 30% or higher), and you don’t want to default. Any missed payments can lead to your lender repossessing your motorcycle.

Another thing to consider with a motorcycle title loan is that you should use it only as a last resort. Can you qualify for a personal loan because of poor credit? If you can get a loan that doesn’t require collateral, that should be your number one option.

Requirements For A Motorcycle Title Loan

A paid off motorcycle with equity is the most significant requirement when underwriting your loan, and you should qualify as long as the title is lien free. You need a physical copy of the motorcycle’s title, which will be signed over to your lender before the loan is funded.

The motorcycle must be paid off and in good condition, and some title loan companies will ask to inspect the bike in person before you sign a contract. You will likely need to verify your current income and employment status with bank statements or verification from your employer.

You also need proof that the motorcycle is registered in your state and has sufficient insurance coverage. Notice that we didn’t say anything about needing good credit to get a title loan on your motorcycle? That’s because your FICO score is not a primary factor in underwriting a title loan. As long as you own a bike and can prove your income, you should have no issues getting approved! Call Premier Title Loans at 800-250-6279 for a full rundown of what’s required to qualify for a motorcycle title loan in 2025!

Types of Motorbikes that Qualify For A Title Loan

Any motorcycle can qualify if it has equity and is titled in your name. It doesn’t matter if it’s an ATV, roadster, or scooter! Premier Title Loans works with anyone looking for cash on their cruiser, sports bike, dirt bike, or even cruiser! Are you looking for a title loan on a Harley-Davidson Sportster, Suzuki GSX, or Kawasaki ZX-14r? If those bikes have equity, you can use that collateral for a loan! We can even help you get approved if your motorcycle has a salvage title or if you want to refinance an existing loan.

Why Choose Premier Title Loans For An Online Motorcycle Title Loan

Are you looking to cash out some equity in your motorcycle with a title loan? Here at Premier Title Loans, we know exactly what you need to get approved with a local licensed title loan company in your state! We work with dozens of lenders that offer title pawns on motorcycles, and it’s essential to be aware of the different requirements and restrictions in each state. Get started on an online application with us, or call us at 800-250-6279, and we’ll find the best direct lender in your neighborhood!

The application process is easier than ever in 2026! Complete our online form, and we’ll get you a title loan estimate for your motorcycle in less than 10 minutes. We use your motorcycle’s resale value to determine your loan amount. Most customers will be pre-approved for a title loan of at least $1,000, provided their bike is paid off. After that, we may need to schedule a time to inspect your bike and verify the VIN. The last step involves signing over the pink slip, and then you can pick up your cash or have it sent by direct deposit in as little as one business day! Apply now with Premier Title Loans!