We offer title loans on motorcycles and you don’t need good credit!


Do you have equity in your motorbike? Why not use that equity as collateral for an online title loan on a motorcycle. Here at Premier Title Loans, it's our goal to get you cash in less than 24 hours with your paid off bike. You can apply over the phone or online and look for an initial approval in less than 30 minutes!


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    How Do Motorcycle Title Loans Work

    Getting a motorcycle title loan differs from getting a credit card loan or even a cash advance, as you agree to hand over the motorcycle title as payment for the borrowed amount. That said, you can keep driving your motorcycle as you make the required monthly payments, and it shouldn’t be too hard to qualify if you have a title that’s lien free and paid off.

    When you use your motorcycle as collateral for a loan, the lender offers you cash for the outstanding equity. Consider if someone went to a pawn shop to pawn a valuable watch, car, or other items. A company or lender offers cash for the available equity. Think carefully about how much money you borrow with this loan, as defaulting can lead to a situation where your bike is repossessed.

    If you can get a motorbike loan at the interest rate offered, it is a great way to get funds. It also helps to improve credit if you repay the loan and if the lender reports to any credit bureaus. When getting a motorcycle title loan, make sure you get the cash you need, and the payment terms are flexible if there’s little money to make those payments. Suppose you take out the money and pay off your bills and then have more money to make payments in the future; bingo! You’ve just done your bit to rebuild your credit, and you’ll have the loan paid off quicker!


    How Much Cash Can I Get With A Motorcycle Title Loan?

    Loan amounts using your motorcycle as collateral will lead to a lower funding amount than a typical car title loan, but you can still expect 30% to 60% of the bike’s value. For example, a motorbike valued at $6,000 can lead to a title loan of approximately $2,500. Funding amounts start at $1,500 and go up to $10,000 for high value bikes.


    Should I Take out a Motorcycle Title Loan?

    Motorcycle title loans are ideal for anyone needing cash in less than one business day. Use your bike as security for a loan and consider this option if you can’t be approved for unsecured loans because of poor credit.

    Remember that title loans cost money in the form of interest payments, and if you do not pay it back, the lender will come and take your motorcycle from you.  Another problem is if you can’t find the pink slip or title. Similarly, if you can’t find a car title, it will probably be a situation where you need to contact the original lender or local DMV.


    A Honda Motorcycle that can be used as security for a title loan.


    Requirements For A Motorcycle Title Loan

    Title loan companies require collateral in the form of a paid-off motorcycle. A paid off bike with equity is the most significant requirement when underwriting your loan, and you should qualify with a lien free title. You need a physical copy of the motorcycle’s title, which will be signed to your lender before the loan is funded.

    The motorcycle must be worth at least $2,000, and you can’t have any active liens or judgments on the title. You will likely need to verify your current income and employment status with bank statements or verification from your employer.

    Some companies require proof that the motorcycle is registered in your state and has sufficient insurance coverage.


    Types of Motorbikes that Qualify For A Title Loan

    Any motorcycle can qualify if it has equity and is titled in your name. It doesn’t matter if it’s an ATV, roadster, or scooter! Premier Title Loans works with anyone looking for cash on their cruiser, sports bike, dirt bike, and even cruisers!  Are you seeking a title loan on a Harley Davidson Sportster, Suzuki GSX, or Kawasaki ZX-14r? If those bikes have equity, you can use that collateral for a loan!


    Early Payoffs For Motorcycle Title Loans

    Some people decide to repay their title loan before the due date. By doing this, you can save hundreds or even thousands of dollars in interest when determining how much you would pay over the life of the loan. An early payoff is always ideal, and you should do whatever you can to get your pink slip back. Ask your lender if they offer a discount or reduced fees for your loan if you pay it off early.


    Apply For Title Pawns On A Motorcycle!

    Are you looking to cash out some equity with a title pawn on your motorcycle? Here at Premier Title Loans, we know exactly what you need to get approved with a lender near you! We work with dozens of lenders that offer title pawns on motorcycles, and it’s essential to know the different requirements and restrictions in each state. Get started on an online application with us, or call us at 800-250-6279, and we’ll find the best direct lender in your neighborhood!