Get the money you need with an online title loan from Premier Title Loans.
Complete our online application, and we’ll get you a lending estimate based on your vehicle’s value!
NEED CASH TODAY? GET A CAR TITLE LOAN!
Use the equity in your vehicle to get same day cash. Bad credit is no problem and you can keep driving your car! Complete our online application to find out what your vehicle is worth and how much money you can get from Premier Title Loans.
CAR TITLE LOANS IN 3 SIMPLE STEPS
How Much Money Can I Get With A Premier Title Loan
Your funding amount is based on the vehicle’s current value, the state you live in, and your ability to repay the loan. Premier Title Loans will look to get you the largest amount of cash by using your car’s equity as collateral. Expect anywhere between $1,000 and $15,000 with an average funding amount of $2,500. Many companies offering online title loans require a vehicle inspection before signing off on specific lending terms. This means your car will be inspected to determine its value and the loan amount.
How Do Online Title Loans Work
Online title loans aren’t for everyone. They come with a high interest rate and you run the real risk of losing your vehicle if you fall behind on monthly payments. Most financial institutions will require applicants to have an active checking account with verifiable employment references. Some companies will verify your bank account and may need extra credit checks or proof of income. Check your budget and finances to see if there are other options available before you move forward with an unsecured loan. Contact your local bank or credit union first to see if there are any lending opportunities available that don’t require your vehicle as collateral for the loan.
Qualify For A Car Title Loan With Premier
Once you’ve settled on a company make sure they’re licensed to offer online title loans in your state. Review the lending contract in full and find out how much money you’ll be paying each month. Know your rates, terms, and payoff information before signing a contract or application form. Confirm the payoff term and interest rate is what was initially quoted. Similar to credit cards and payday advances, the finance charges for title loans are high. The terms and annual percentage rate that come with a vehicle title loan are determined by many factors. Some lenders will want to verify your credit score, past payment history, and loan amounts. They may require additional documents to verify proof of income and work history.
What Are The Benefits Of Getting Car Title Loans Online With Direct Deposit
Unlike a cash advance or payday loan, this type of financing is secured by your vehicle’s collateral. Try to pay back the full amount quickly to avoid a high APR. Pay more money than what’s required every 30 days and work with a title loan lender that doesn’t assess a prepayment penalty. Always contact your lender if there’s a chance you can’t make your minimum loan amount payment. Contact a certified credit counselor and seek financial help when dealing with your daily finances and budget. Most companies that offer online car title loans will need to be registered in the state you live in.
What Else Do I Need To Know About Online Title Loans
Lenders that offer auto title loans know that most borrowers are going to have a bad credit score or at least have past issues making payments on time. This is because most traditional personal loan offers require a good credit score and that means people turn to title loans when they need fast cash. Instant title loans online are designed for those with bad credit and you can qualify without a lender even requiring a credit check. Secured loans have a higher acceptance rate so you can expect a high APR with your lending term.
Are These Title Loans Completely Online Without Having To Visit A Store
Most customers have no problem filling out an application for an online title loan from their house or over the phone. Sometimes though, you can meet with us in person at our Southern California location. By meeting with us in person you can bring all the documents and get everything completed in less than an hour. The alternative is to submit and finish the application for a car title loan completely online.
Is There An Office For Premier Title Loans Near Me
Anyone in Southern California can meet with us in person during normal business hours. You can also apply online or call us to complete the application over the phone. No matter how you choose to apply, we’ll process your loan quickly, and work to get you approved and funded with a local lender in no time!