NEED EMERGENCY CASH?
GET A CAR TITLE LOAN!

Use the equity in your vehicle to get a loan. Premier Title Loans offers pre-approval on title loans for those with all types of credit by focusing on your car's value! Complete our online application to find out what your vehicle is worth and how much money you can get.

APPLY FOR AN ONLINE CAR TITLE LOAN

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HOW TO GET A TITLE LOAN

The application process with Premier Title Loans takes no time at all when you use your car title as collateral for a loan! All qualified applicants will need a clean and clear pink slip. The vehicle must be in your name, have no liens against it, and be fully paid off. You will next determine the lending terms, which include the loan amount, payoff term, and monthly payment.

Once you submit your vehicle details and contact information, you can receive a preliminary approval within 15 minutes. Sometimes, we’ll need more information from you or need to inspect your vehicle in person. Once you agree to the loan terms and sign over the car’s title, you can receive the cash within one business day.

CAR TITLE LOANS IN 3 SIMPLE STEPS

FILL OUT AN APPLICATION

Complete our application for a car title loan online in minutes. Or apply for the money you need over the phone or in person.

FAST PRE-APPROVAL

You can know whether you’ve been pre-approved within 30 minutes of submitting your vehicle information and contact details.

CASH IS SENT TO YOU

Once approved for a title loan, you can get your cash in as soon as one business day. Sometimes quicker if near one of our lending locations!

How Much Money Can I Get With A Premier Title Loan

Your funding amount is based on the vehicle’s current value, your state, and your ability to repay the loan. Premier Title Loans will work to get you the largest amount of cash possible, with your car’s equity serving as collateral. Expect a loan amount starting at $1,000 in most states where title loans are permitted. Many companies offering online title loans require a vehicle inspection before approving specific lending terms. This means your car will be inspected to determine its value and the amount you can borrow.

Get A Title Loan In The Following States

When To Consider An Online Title Loan

Online title loans aren’t for everyone. They come with a high interest rate that’s often higher than a personal loan, and you risk losing your vehicle if you fall behind on the monthly payments. But for the right person, they can be a lifesaver, especially if you need cash urgently and have already been turned down for a loan due to poor credit. Some companies will verify your bank account and may require extra credit checks or proof of income. Review your budget and finances to determine if other options are available before proceeding with a title loan. Contact your local bank or credit union first to see if any lending opportunities are available that don’t require a vehicle as collateral.

Pre-Qualify For Fast Cash With Premier Title Loans

Once you’ve settled on a company, make sure they’re licensed to offer online title loans in your state. Review the lending contract thoroughly and determine the monthly payment amount that best fits your budget. Know your rates, terms, and payoff information before signing a contract or application form. Confirm that the payoff term and interest rate are what were initially quoted. Similar to credit cards and payday advances, the finance charges for title loans are high. The terms and annual percentage rate of a vehicle title loan are determined by many factors. Some lenders require verification of your credit score, payment history, and loan amounts. They may require additional documents to verify proof of income and work history, and all companies offering online title loans require a government-issued ID.

What You Need To Know About Car Title Loans Online

Unlike a cash advance, a payday loan, or any other type of unsecured loan, your vehicle serves as collateral for this type of loan. Pay back the total amount quickly to avoid paying more than you need to. Pay more money than required every 30 days and work with a title loan lender that doesn’t assess a prepayment penalty. Always contact your lender if you’re unable to make your minimum loan amount payment. Contact a certified credit counselor and seek financial help when dealing with your daily finances and budget. Most companies that offer online car title loans must be registered in the state where you live.

Online Title Loans With Bad Credit Are Possible

Lenders who offer auto title loans are aware that most borrowers have poor credit scores or a history of late payments. Most traditional personal loan offers require a good credit score, which is why people turn to title loans for emergency cash. Car title loans are designed for those with bad credit, and you can qualify without a lender doing an extensive credit check. Even if you have poor credit, a title loan is still possible, so why not take the first step and apply with us to get your vehicle’s value? With Premier Title Loans, we’ll let you know how much you qualify for, and your credit history is far less important than the equity in your car, truck, or motorcycle!

Are These Title Loans Completely Online Without Having To Visit A Store

Most customers are okay with filling out an application for an online title loan from the comfort of their own home or by providing us with their vehicle information over the phone. Sometimes, though, there’s nothing better than meeting with us in person at our Southern California location. By meeting with Premier Title Loans directly, you can bring all the necessary documents and complete the processing and underwriting quickly. Whichever way you choose to submit your application, we’ll make the underwriting process as easy and stress-free as possible!

Is There A Premier Title Loans Office Near Me

Anyone in Southern California can meet with us during regular business hours. Not in the area? No Problem! We also offer a fully remote pre-approval process for qualified residents in approved states! You can apply online or call us at 800-250-6279 to complete the application over the phone. No matter how you apply, Premier Title Loans will process your application quickly and work to get your loan pre-approved with a lending decision in no time!

NEED EMERGENCY CASH? GET A CAR TITLE LOAN!