Get the money you need with an online title loan from Premier Title Loans.

Complete our online application, and we’ll get you a lending estimate based on your vehicle’s value!

NEED CASH TODAY?
GET A CAR TITLE LOAN!

Use the equity in your vehicle to get same day cash. Bad credit is no problem and you can keep driving your car! Complete our online application to find out what your vehicle is worth and how much money you can get from Premier Title Loans.

    APPLY FOR AN ONLINE CAR TITLE LOAN

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    HOW TO GET A TITLE LOAN

    The application process with Premier Title Loans takes no time at all when you use your car title as collateral for a loan! All qualified applicants will need a clean and clear pink slip. The vehicle must be in your name, have no liens against it, and be fully paid off. You will next determine the lending terms, which include the loan amount, length of the loan, and monthly payment.

    Once you submit your vehicle details and contact information, you can receive a preliminary approval within 15 minutes or less. Sometimes, we’ll need more information from you or need to inspect your vehicle in person. Once you agree to the loan terms and sign over the car’s title, you can receive the cash within one business day.

    CAR TITLE LOANS IN 3 SIMPLE STEPS

    FILL OUT AN APPLICATION

    Complete the application for a car title loan online in less than 10 minutes. Or apply for the money you need over the phone or in person.

    FAST APPROVAL IN 15 MINUTES

    You will know if you’ve been approved within 30 minutes. Bad credit isn’t an issue if you have equity in your vehicle!

    CASH IN ONE BUSINESS DAY

    Once approved for a title loan, you can get your cash in one business day. Sometimes, within an hour if you live near one of our lending locations!
    How Much Money Can I Get With A Premier Title Loan

    Your funding amount is based on the vehicle’s current value, your state, and your ability to repay the loan. Premier Title Loans will look to get you the largest amount of cash by using your car’s equity as collateral. Expect a loan amount of between $1,000 and $15,000 with an average funding amount of $2,500. Many companies offering online title loans require a vehicle inspection before signing off on specific lending terms. This means your car will be inspected to determine its value and the amount you can borrow.

    When To Consider An Online Title Loan

    Online title loans aren’t for everyone. They come with a high interest rate, and you risk losing your vehicle if you fall behind on the monthly payments. Most financial institutions will require applicants to have an active checking account with verifiable employment references. Some companies will verify your bank account and may need extra credit checks or proof of income. Check your budget and finances to see if other options are available before you move forward with an unsecured loan. Contact your local bank or credit union first to see if any lending opportunities are available that don’t require a vehicle as collateral for the loan.

     

    Qualify For A Car Title Loan With Premier

    Once you’ve settled on a company, make sure they’re licensed to offer online title loans in your state. Review the lending contract in full and determine how much money you’ll pay each month. Know your rates, terms, and payoff information before signing a contract or application form. Confirm the payoff term and interest rate are what were initially quoted. Similar to credit cards and payday advances, the finance charges for title loans are high. The terms and annual percentage rate that come with a vehicle title loan are determined by many factors. Some lenders want to verify your credit score, past payment history, and loan amounts. They may require additional documents to verify proof of income and work history.

     

    What Are The Benefits Of Getting Car Title Loans Online With Direct Deposit

    Unlike a cash advance or payday loan, your vehicle’s collateral secures this type of loan. Pay back the total amount quickly to avoid paying more than you need to. Pay more money than required every 30 days and work with a title loan lender that doesn’t assess a prepayment penalty. Always contact your lender if there’s a chance you can’t make your minimum loan amount payment. Contact a certified credit counselor and seek financial help when dealing with your daily finances and budget. Most companies that offer online car title loans will need to be registered in the state you live in.

     

    What Else Do I Need To Know About Online Title Loans

    Lenders that offer auto title loans know that most borrowers will have a bad credit score or at least have past issues making payments on time. This is because most traditional personal loan offers require a good credit score, meaning people turn to title loans when they need fast cash. Instant title loans online are designed for those with bad credit, and you can qualify without a lender even requiring a credit check. Secured loans have a higher acceptance rate, so you can expect a high APR with your lending term.

     

    Are These Title Loans Completely Online Without Having To Visit A Store

    Most customers are OK with filling out an application for an online title loan from their house or over the phone. Sometimes, though, you can meet with us in person at our Southern California location. By meeting with Premier Title Loans directly, you can bring all the documents and complete the processing and underwriting  in less than an hour! The alternative is to submit and complete the application for a car title loan completely online.

     

    Is There An Office For Premier Title Loans Near Me

    Anyone in Southern California can meet with us during regular business hours. You can also apply online or call us to complete the application over the phone. No matter how you apply, we’ll process your loan quickly and work to get you approved and funded with a local lender in no time!