Get the money you need with an online title loan from Premier Title Loans.

Complete our application, and we’ll give you an estimate of what your vehicle title is worth.

    APPLY FOR A CAR TITLE LOAN

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    HOW TO GET STARTED

    The application process is very simple when you use your car title as collateral for a loan. All qualified applicants will need a clean and clear pink slip. This means your vehicle can have no liens against it and it needs to be paid off. You will next determine what type of payoff terms you need. These include the length of the loan, and monthly payment.

    Once you submit your information you should receive a preliminary approval with 15 minutes or less. Sometimes, we’ll need more information from you or we may need to inspect your vehicle in person. As soon as you receive approval and sign the loan agreement you may receive money for your vehicle title within one business day.

    GET STARTED IN 3 SIMPLE STEPS

    FILL OUT AN APPLICATION

    Complete the application for a car title loan online in less than 10 minutes. Or apply for the money you need over the phone or in person.

    FAST APPROVAL IN 15 MINUTES

    You will know if you’ve been approved within 30 minutes. Bad credit isn’t an issue as long as you have equity in your vehicle!

    CASH IN ONE BUSINESS DAY

    Once approved for a title loan you can get your cash in one business day. Sometimes within an hour if you live near one of our locations!
    PREMIER TITLE LOANS BLOG
    take into consideration the amount you save on interest rates when you borrow

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    Complete the auto title loan process in minutes and keep driving your vehicle.

    Car Title Loans aren’t for everyone. They come with a high interest rate and you run the real risk of losing your vehicle if you fall behind on monthly payments. Most financial institutions will require applicants to have an active checking account with verifiable employment references. Some companies will verify your bank account and may need extra credit checks or proof of income. Check your budget and finances to see if there are other options available before you move forward with an unsecured loan. Contact your local bank or credit union first to see if there are any lending opportunities available.

    Once you’ve settled on a company make sure they’re licensed to offer online title loans in your state. Review the lending contract in full and find out how much money you’ll be paying each month. Know your rates, terms and payoff information before signing a contract or application form. Confirm the loan term and interest rate is what was initially quoted. Similar to credit cards and payday advances, the finance charges for title loans are high. The terms and annual percentage rate that comes with a vehicle title loan are determined by many factors. Some lenders will want to verify your credit score, past payment history and loan amounts. They may require additional documents to verify proof of income and work history.

    Unlike a cash advance or payday loans, this type of financing is secured by your vehicle’s collateral. Try to pay back the full amount quickly to avoid a high APR. Pay more money than what’s required every 30 days and work with a title loan lender that doesn’t assess a prepayment penalty. Always contact your lender if there’s a chance you can’t make your minimum loan amount payment. Contact a certified credit counselor and seek financial help when dealing with your daily finances and budget. Most companies that offer car title loans online will need to be registered in the state you live in.