Get the money you need with an online title loan from Premier Title Loans.
Complete our application, and we’ll give you an estimate of what your vehicle title is worth.
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Complete the auto title loan process in minutes and keep driving your vehicle.
Car Title Loans aren’t for everyone. They come with a high interest rate and you run the real risk of losing your vehicle if you fall behind on monthly payments. Most financial institutions will require applicants to have an active checking account with verifiable employment references. Some companies will verify your bank account and may need extra credit checks or proof of income. Check your budget and finances to see if there are other options available before you move forward with an unsecured loan. Contact your local bank or credit union first to see if there are any lending opportunities available.
Once you’ve settled on a company make sure they’re licensed to offer online title loans in your state. Review the lending contract in full and find out how much money you’ll be paying each month. Know your rates, terms and payoff information before signing a contract or application form. Confirm the loan term and interest rate is what was initially quoted. Similar to credit cards and payday advances, the finance charges for title loans are high. The terms and annual percentage rate that comes with a vehicle title loan are determined by many factors. Some lenders will want to verify your credit score, past payment history and loan amounts. They may require additional documents to verify proof of income and work history.
Unlike a cash advance or payday loans, this type of financing is secured by your vehicle’s collateral. Try to pay back the full amount quickly to avoid a high APR. Pay more money than what’s required every 30 days and work with a title loan lender that doesn’t assess a prepayment penalty. Always contact your lender if there’s a chance you can’t make your minimum loan amount payment. Contact a certified credit counselor and seek financial help when dealing with your daily finances and budget. Most companies that offer car title loans online will need to be registered in the state you live in.