Do you have a recreational vehicle that's paid off or one that's almost paid off with sufficient equity? Premier Title Loans can get you cash within 24 hours and you don't need good credit! We have connections with lenders throughout the US that offer RV title loans with funding amounts up to 5k!


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    Did you know you can get cash by tapping into the equity from your RV? Like a car title loan, you can use a paid off RV as collateral for a loan! Keep driving your RV while you make payments, and these loans are great for people who want to borrow a large amount of money but don’t necessarily have good credit.


    Requirements For RV Title Loans And How To Get One

    1. The RV must be in your name, and you must have the title to it. No company, person, or lender can claim ownership of your recreational vehicle, and the title has to be owned free and clear.

    3. You must be a resident of the US.

    4. You need a valid driver’s license.

    5. The RV can not be a stand alone trailer that’s towed by a vehicle. Sometimes, you can use a travel trailer, 5th wheeler, or camper as equity for a loan, but these will not qualify as collateral for a standard motorhome title loan.

    6. The RV cannot be used for any commercial purposes.

    7. You must provide proof of income. This is required so the lender has a bank account to debit for the monthly payment. Title loans without proof of income are possible but likely not with an RV as collateral.

    8. The RV has to be worth more than $4,000. Your recreational vehicle’s current resale value will determine the loan amount.

    If you meet all the above requirements, you are likely a candidate for an RV title loan. Remember that some states have title loan lending laws that may limit or restrict you from getting cash with a secured loan in their state. These regulations also govern what companies can charge regarding interest and fees.


    Types of Recreational Vehicles That Qualify For A Title Loan

    Just about any recreational vehicle can qualify for funding with a title loan. Of course, there needs to be equity, and you can’t have any cosigners, but you can get cash from a motorhome, travel trailer, pop-up camper, campervan, and more! Most fifth wheel trailers can qualify as well as long as there’s enough equity.

    It all comes down to the vehicle appraisal. For instance, expect higher loan amounts for Class A Motorhomes from Winnebago and Forest River, with more reasonable loan offers for Class B Motorhomes like Coachmen and Airstream! Class C Motorhomes from Jayco and Dynamax can still get you approved, but the loan amounts will typically be a few thousand dollars. Contact Premier Title Loans at 800-250-6279 to see if your recreational vehicle qualifies for instant funding with a title loan!


    Apply for a same day recreational vehicle title loan!


    Loan Amounts With An RV Title Loan

    The loan to value will be between 30-60% of the established resale value of the RV. That means these loans will range from $4,000 to $40,000. In most cases, the loan amount for a recreational vehicle will be higher than that for cars or trucks.


    Monthly Payments & Pay Off Time For An RV Title Loan

    The payoff time for RV title loans depends on your specific lending contract, but you can expect a repayment term of 12 to 36 months. Consider making extra payments on your loan upfront and try to pay off the total amount sooner rather than later. That way, you can avoid significant interest charges from secured loans. Interest rates will likely start at 30% for an RV title loan and only go up from there, so finding a lender that allows prepayment without a penalty is a substantial financial benefit.


    RV Title Loans With Bad Credit

    RV title loans are perfect for people who may have less-than-perfect credit. Using your RV, travel trailer or camper as collateral may help improve your credit score. This is because the title lender will report to the major credit bureaus that you make on-time monthly payments. And, since RV title loans are secured loans, the interest rates may be lower than those of an unsecured payday loan or cash advance.


    Approval Time For Title Loans On An RV

    RV title loans operated differently than if you took out a title loan on your vehicle. The main difference is that the collateral must be appraised and physically inspected to determine its value. You can also pick up the cash in person at any local lending office or licensed inspection station. You can bring the RV in for certification, sign your loan documents, and grab the money simultaneously!

    So, a title loan may be the answer if you need quick cash and own an RV. Remember to compare interest rates and terms before signing up with any lender, and be sure to read the fine print so you know what you’re getting into. With a title loan, you can get the most cash possible and enjoy driving your RV while you make monthly payments. Contact Premier Title Loans at 800-250-6279 to get the process started today!


    A 4 wheel camper RV