You can now apply with Premier Title Loans for a car title loan in Georgia! Get same day cash for a car that’s fully paid off, and you can keep driving the car while you make payments on the loan. Borrow up to $20,000 with no store visit, and you don’t need good credit.

Most borrowers can qualify for these types of secured loans within an hour or two, and you can often get the cash that same day. You don’t need good credit and most lenders in Georgia won’t even check your credit score.


How A Title Loan Works In Georgia

A title loan is a secured loan that lets someone borrow cash using their vehicle as collateral. A title lender will be more likely to approve a loan if a vehicle is either newer model or has low mileage. This is because the car’s resale value will determine the amount you can borrow with your collateral. Funding amounts vary but you can often borrow between $500 and $25,000 in GA. It all depends on how much your car is worth.

A typical title loan is paid off over a specific period, sometimes, it can be a few months, but it’s often going to be 1-3 years. It’s important to remember that When you get a title loan in Georgia, you need to keep making payments on that vehicle and keep full insurance coverage at all times. If you don’t make your monthly payment or your car gets totaled in an accident, the lender will come and get the car and sell it. So what should you do with extra cash after borrowing? You can use it towards paying bills, groceries, gasoline, or other emergency expenses. The money is available for whatever you need, when you need it.


What Are The Basic Requirements For Same Day Cash Title Loans In GA

Getting approved for a title loan in Georgia is relatively simple. You don’t need good credit and the vehicle’s condition is the most important factor. Other various requirements include.

– You must be at least 18 years of age. Local title loan companies will likely ask for a valid Georgia Driver’s License.

– You have to have an active checking account. This is required as the lender needs to be able to debit a checking or savings account for the subsequent monthly payments.

– You need a valid vehicle with a clear title. That vehicle needs to be fully paid off, or it needs to be paid off within six months or fewer (this means cars that are being leased won’t work). Contact the Georgia Department Of Driver Services to get an updated title that reflects you’re the sole vehicle owner.

– You need to provide basic personal information like your name, address and phone number. In some cases, you may need to provide employment information that shows you make a certain amount of money each month.

Find the best title loan places near you in GA.

Can I Get A Title Loan In GA If I Have Bad Credit

Of course, you should have no trouble getting a title loan, even with bad credit or no credit score at all. However, finance lenders offering auto title loans in Atlanta understand that people with bad credit or no credit may not be approved for a traditional loan.

Depending on the underwriting requirements, you can often qualify with a bad credit score by providing at least 2-3 weeks of documented proof of income. They understand that people who work in lower-paying jobs may need to take some time off (maybe even up to 6 months) before they can afford their monthly car payments again. The only other criterion is good personal references like friends and family members who are unlikely to let you down if you cannot pay the loan back. Another thing to consider is that some equity lenders will report your monthly payments to different credit bureaus. So, yes, title loans will go on your credit in Georgia if you make the loan payments on time!


What Else Do I Need To Know About Car Title Loans In GA

You may be able to pick up your cash that same day if you apply with a local title loan company in Georgia. Many lenders will meet with you in person, and by doing that, they can hand you cash as soon as you’re approved. There’s no need to wait for the funds to clear or for the money to hit your bank account. The entire process can take an hour or less and plenty of finance companies in Augusta and Atlanta will allow you to apply online and finish up the vehicle inspection in person at their location.


Fill Out An Application Online Or With A Local Lender in Georgia

With Premier Title Loans, getting an auto title loan in GA has never been easier. Fill out our application online, or feel free to get started with a local lender in Columbus or Savanah to get cash for your car title today. After receiving your information, you can typically expect to hear back within 30 minutes. The underwriting and funding  process can be completed in a few hours!


Compare online and in-store lending options in GA.

For quick approval, please call us at the number below to get your cash.

Call Us Now