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Premier Title Loans knows how difficult it can be to get approved for an emergency loan. That's we offer same day cash loans in Ohio using your vehicle's equity as collateral. Loan amounts range from $2,000 to $20,000 and you don't need a good credit score!

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    When To Consider A Title Loan & How These Loans Work In Ohio

    Ohio residents have many choices when borrowing money for home renovations, emergency repairs, and other expenses. You can approach your credit union or bank for favorable terms or apply for a personal loan through another lender. Among these options, title loans for borrowers who live in Ohio stand out because of their lax requirements and fast processing times. These secured loans are great for people who want to borrow more than they commonly expect with a personal loan lender or payday loan company.

    Funding amounts vary based on vehicle value and monthly income, but we often see loans between $1,200 and $4,500, with larger loans for more valuable vehicles. At Premier Title Loans, we’ll do what we can to get you the cash you need when you need it.

    When you apply for auto title loans in Ohio, you use the equity you have from your car as collateral for the money you borrow. The application process is mostly similar throughout the state, and customers are subject to similar regulations.

    It’s easy for lenders to underwrite these applications because you use your pink slip to ensure the loan amount. There should be no restrictions on using your car, and you have no further obligation when you pay off the balance. Your loan amount depends on the equity in your car, so it’s often easier to get title loans on a vehicle you own outright or owe just a few payments on. After you fill out a short online application, we’ll process the request, and if approved, you’ll receive your loan quickly. As long as you make your scheduled payments, you continue using your vehicle.

    Even if you have bad credit or no credit, you may qualify for a car title loan in Ohio. However, any existing liens on your vehicle or bankruptcies on your credit report may impact your eligibility.


    What’s Required for Car Title Loans in Ohio?

    Our customer service representatives are ready to process your title loan application around the clock. If you need help or have questions about the process, contact us immediately for comprehensive answers and assistance. You can meet with a neighborhood lender near you, but most applicants apply through our online application.

    Having the following documentation available helps us process online title loans quickly:

    • Government ID or other driver’s license in OH
    • Clear title on your vehicle with no active liens
    • At least three references from family and friends
    • Proof of insurance with full vehicle coverage
    • Social Security Card or similar document to verify your identity
    • Pictures of your vehicle, including the current odometer reading and VIN.


    The bottom line; If you own your car that’s a newer vehicle, you have a good chance of getting a vehicle title loan in Ohio.

    Here are a few other considerations impacting eligibility for vehicle title loans:

    • Do you have an active payday loan or an existing title loan from another lender? If so, how many payments do you still owe?
    • Proof of income (self-employment, part-time, full-time, retirement, and other forms of income apply).
    • Is the Vehicle title in your name, or do you have a co-signer on the car’s title?

    Do you still have questions regarding your qualifications? It doesn’t matter if you’re looking for title loans in Toldeo or other parts of the state! Contact us right away for answers. Our customer service reps can assist you with an online application today!


    Qualify for a loan with a lending location near you!


    Apply For An Title Loan Online Or Over The Phone In Ohio

    Borrowers who choose to work with Premier Title Loans can fill out the online application or call us, and we’ll process your info over the phone.

    No matter what you choose, applying with Premier Title Loans only takes a few moments.

    1. Provide your contact information and basic information about the car, including the make, model, and year.
    2. Wait for your complimentary loan quote.
    3. Please speak with one of our loan processors to discuss interest rates, loan amounts, and monthly payments.
    4. Receive your cash!


    Can I Refinance My Current Ohio Title Loan?

    A refinance can help you qualify for lower rates and pay off your title loan faster. The refinancing process for a title loan works similarly to mortgage or original vehicle loans. Shop around for the best terms, rates, and payoff options. Make sure you don’t get hit with a prepayment penalty. Many customers will apply for an online refinance with us and be surprised at how many options they have. We work with lenders offering title loans in Akron and throughout Ohio, and you shouldn’t have trouble getting a refi or buyout if you’re still current on the monthly payments.


    Interest Rates And Other Fees For Car Title Loans Online In Ohio

    One of the first things you should consider when applying for a car title loan in Ohio is what interest rates and fees you will be responsible for. At Premier Title Loans, we provide clear information about the title loan interest rates and other charges so there are no surprises down the road. Many lenders use predatory lending practices to make more money off borrowers, but we ensure to only work with companies that disclose their rates upfront.

    A typical borrower can expect an APR of around 40 to 100% for their first loan, with a lower percentage if they apply again. As you can see, the finance charges will vary significantly, and no matter what rate you get, the interest rate will always be high.

    Some lenders in Columbus may also charge additional fees or penalties for late payments or prepayments, so it’s always best to read your loan contract carefully before signing anything. To avoid any unexpected charges, we recommend you make all your monthly payments on time from your bank account and work with us to get the lowest rates possible.

    With some planning and careful budgeting, taking out a title loan in Dayton or Cleveland is possible without getting into too much debt. Some companies can even offer these loans with an option to pay off the entire balance at any time, allowing you to bypass the exorbitant rates altogether!


    Apply For Online Title Loans In Ohio With Premier!

    If you have any questions about interest rates or fees for title loans in Ohio, contact Premier Title loans today for more information. We are happy to help applicants in Cincinnati or other parts of the state find the best lending offers for their needs. With our help, you can get the cash you need to cover unexpected expenses or other financial emergencies in no time!


    Cities In Ohio:


    Apply with Premier Title Loans for an instant decision loan!