(800) 250-6279GET CASH FOR YOUR VEHICLE’S EQUITY WITH AN OHIO TITLE LOAN
Apply online with the form below or call us at 800-250-6279
ONLINE CAR TITLE LOANS WITH FAST APPROVAL IN OHIO!
Premier Title Loans knows how difficult it can be to get approved for an emergency loan. That's why we offer title loans in Ohio that use your vehicle's equity as collateral. Loan amounts range from $2,000 to $25,000 in Ohio and you don't need a good credit score to qualify!
Pre-Approval For A Title Loan In Ohio
Ohio residents have multiple ways to get pre-approved for an emergency cash loan. However, these days, more residents than ever are considering title loans as a means to borrow money without worrying about extensive underwriting requirements.
Qualify today with just a paid off vehicle titled in your name! You may also need to verify your recent income and provide proof of vehicle insurance, as well as other relevant references. But your car’s equity is used as security for a car title loan. Unlike unsecured loans, there’s little to no emphasis on your credit check, and there may not even be a credit check when approving the loan.
Funding amounts vary based on your vehicle’s resale value in Ohio, and you can look for a loan amount that’s based on 30% to 60% of the appraised value. The average loan amount for a title loan is around $3,000; some customers can borrow up to $25,000 with high end vehicles and commercial trucks as collateral.
Another thing to note about these secured loans is that the interest rates are significantly higher than those of other unsecured loans, which often have stricter credit requirements that help lower the APR. While a title loan company focuses more on the collateral in your car or truck, there’s no extensive credit check, and your APR can range from 40% to 120% because these loans are designed for customers with poor credit.
What’s Required For Car Title Loans in Ohio?
Meet with a neighborhood lender in Ohio, or apply online with Premier Title Loans to get a pre-approval notification in 15 minutes or less. Having the following documentation available helps us process online car title loans quickly:
- Government ID or other driver’s license in OH
- Clear title on your vehicle with no active liens, cosigners, or attachments
- Proof of vehicle registration from the Ohio Bureau of Motor Vehicles
- Proof of insurance with full vehicle replacement coverage
- Pictures of your car, including the current odometer reading and VIN
If you own a newer car, truck, or SUV, you can get a vehicle title loan in Ohio.
All types of vehicles that can be titled and registered in Ohio can be used as collateral for a loan. We also offer title loans for motorcycles, boats, and semi-trucks.
Do you still have questions about your vehicle’s value or how much money you can borrow with a car as collateral? It doesn’t matter if you’re looking for title loans in Toledo, Findlay, or other parts of the state! Contact Premier Title Loans at 800-250-6279 for a lending decision in less than an hour.
Apply With Us For Title Loans Online With No Store Visit
Premier Title Loans encourages all applicants to submit their vehicle information using the form on this page. Alternatively, you can call 800-250-6279 to apply over the phone and get a quick pre-approval quote. It takes just a few minutes to complete an application, verify your vehicle information, and submit the required documents for approval.
Another benefit of working with Premier Title Loans in Ohio is that we may be able to match you with a lender that offers online title loans, eliminating the need for a store visit. This means you don’t always need to bring the car in for an in-person inspection. Instead, you’ll submit a 60-second video of the vehicle to demonstrate to your lender that it matches the current resale value.
We’ve been working with title loan applicants in Ohio for nearly a decade, and we know what you need to get your loan funded with minimal underwriting requirements. Apply with us, and we’ll let you know quickly whether you have a good chance of being approved, primarily based on the condition of your vehicle.
Bad Credit Title Loans – How Are They Possible in Ohio
Bad credit title loans are possible in Ohio and any other state because your FICO score is far down the list of requirements when underwriting a title loan. While your credit history may be a factor for loan amounts over $10,000, even in this case, you’ll likely still get approved, but have a higher interest rate than usual.
The most important requirement for any title loan in Ohio is that you have a paid-off vehicle worth more than $5,000. Unlike a personal loan that doesn’t have security backing it up, a title loan is secured by your car, and that’s to any lender if there’s ever a scenario where you fall behind, and they need to collect on the debt.
Premier Title Loans can help anyone in Sandusky, Youngstown, or Findlay get a title loan, regardless of their credit history or past issues with repossessions.. Apply with us online to get an estimate in minutes for a bad credit title loan in Ohio!
Refinance My Current Title Loan
Refinancing can help you reset your current payment terms and interest rates for a title loan that’s taking way too long to repay. This can be a godsend for anyone trapped in a loan they can’t afford and facing the risk of vehicle repossession. Consider what happens if you have an existing loan with an interest rate over 100%. Refinancing your loan can lower your interest rate and result in a shorter repayment term with a title loan in Ohio.
All it takes is one call to Premier Title Loans at 800-250-6279, and we’ll let you know if you’re eligible to refinance your current title loan. You can save thousands with a refinance or title loan buyout and, most importantly, get back on track to paying off your loan quickly!
Apply Online in Ohio With Premier Title Loans!
Premier Title Loans can take your application online and get you through processing and underwriting within a few hours! We work with local companies in Ohio and will connect you with a top loan provider in your area. It takes less than 30 minutes for us to underwrite the application, and all you need when you apply is your vehicle’s title, proof of current income, and verification that your car is registered and insured in Ohio. We’ll take it from there and find you the best interest rates and financing terms for a title loan.
So why wait any longer? Apply online with Premier Title Loans or call 800-250-6279 to cash out equity from your vehicle with an instant title loan in Ohio.