We offer car title loans in Akron OH with loan amounts up to 25k!


Are you trying to borrow cash, but can't get approved because of a bad credit history? At Premier Title Loans, you can borrow up to $25,000 with your vehicle as collateral. Keep driving your vehicle and repay your loan over a period of months or years!

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    Title Loans In Akron OH – How The Process Works

    The process to get a title loan in Akron is easier than ever and some customers can get their funds in 24 hours or less. When you use a car title as collateral for a loan, a lender agrees to hold the pink slip as collateral. Take note, you don’t need to give up your vehicle and the loan is finalized when you add the title loan company as a lienholder. Premier Title Loans has worked with customers in Ohio for nearly a decade, and we know what’s needed to get you approved and funded with a local lender.

    You don’t need good credit to be approved, and applicants can complete our online form and get an initial estimate in less than 20 minutes. Read on to find out how much you can borrow, the requirements, and what else you need to know about Akron title loans!


    Loan Amounts And Interest Rates For Car Title Loans In Akron

    Your loan amount is based on the value of your vehicle and can range between $2,500 and $25,000 in Akron. Of course, the more your vehicle is worth, the higher your loan amount, and some lenders can offer more than $25,000 in rare circumstances. As of 2023, the average loan amount in Ohio is $3,500, and most customers repay their loan in 12 – 18 months.

    The interest rate for any short term loan that doesn’t require much of a credit check will be high, and that’s the case with a title loan. Expect an APR of 40% or more with any title pawn in Akron, and some bad credit title loans will have rates approaching 90%. Because of these high interest rates, you need to limit your loan amount to only what you need and only consider an equity loan when you can’t be approved by a traditional lender.

    Some companies will offer to refinance your existing title loan, and that’s an excellent option for anyone with an interest rate of 45% or more. Contact Premier Title Loans at 800-250-6279 and we’ll work with you to find a local lender in Akron that can not only reduce your APR but also get you back to current on your payments and avoid a default!



    Downtown Akron at dusk with a view of St. Bernard's Church

    Requirements For Akron Title Loans

    Because of these high loan amounts, you may think it’s difficult to qualify for a title loan, but that’s not the case. As long as you have own a vehicle that’s title in your name and fully paid off, you should have no trouble getting approved. These loans require equity in your vehicle, and the main requirement for any lender in Akron is a vehicle with at least $4,000 in equity. The car’s title should be in your name, and there can’t be any other owners listed on the pink slip.

    Finance lenders in Ohio also require proof of employment or other evidence that you have enough income coming in. Your income can be verified with direct deposit forms, bank statements, or employment records showing your monthly pay. You need an active driver’s license, proof of vehicle registration, and full vehicle coverage. Some companies will want references from friends and family to confirm your identity and verify your creditworthiness.

    All this may sound like a lot, but compared to what you need for an unsecured loan, the requirements for an online title loan aren’t much at all! Apply online with Premier Title Loans and we’ll get everything started for you. The underwriting takes just a few hours, and most customers can be approved and funded for auto title loans in Ohio in one business day or less.


    How To Apply for A Title Loan In Akron

    There are many ways to get cash for your vehicle’s equity in Akron, and Premier Title Loans give you multiple options to borrow money for any urgent expense. Apply over the phone or online, and we’ll match you with several local loan providers in Summit County that offer fast approval.

    For those who choose to work with a neighborhood title loan provider, that’s no problem as well. You can still get started with Premier Title Loans, and we’ll connect you with a neighborhood lender that accepts walk in applicants. After applying with us, your initial underwriting will already be taken care of. You’ll only need to bring in your vehicle for an inspection, sign off on the contract, and add your lender as a lienholder before you get your funds!

    A few title loan companies are offering in person loans in Ellet and Chapel Hill, and many of these lenders can complete the entire underwriting process in one visit.

    Don’t wait any longer if you need cash for an emergency but can’t get funded with an unsecured loan service. Call Premier Title Loans at 800-250-6279 or apply online to get a same day title loan in Akron, Ohio!


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