(800) 250-6279GET CASH FOR YOUR CAR WITH A TITLE LOAN IN COLUMBUS, OH
We offer online car title loans with limited credit requirements!
CASH FOR YOUR CAR WITH A TITLE LOAN IN COLUMBUS
Are you interested in getting a car title loan in Columbus, but not sure what's required? Here in Ohio, all you need is a paid off car or truck as security, valid registration, and proof of monthly income. Loan amounts start at $2,000 and you can pay off the loan over a period of 2 to 4 years!
Vehicle Title Loans In Columbus – How They Work
If you’re a resident of Columbus, Ohio, and require quick cash for an emergency, you can take out a car title loan. Title loans are a unique way to access funds, secured by your car’s title. This means your car’s equity is what guarantees the money you borrow.
Online title loans allow individuals to borrow substantial sums of money and offer more benefits than traditional bank loans or payday advance companies. Expect a loan of $2,000 or more using your vehicle as collateral, and some companies can offer upwards of $25,000 for high value cars and trucks.
One of the best things about a title loan is that you can get approved with minimal focus on your credit score. Because these loans are secured by your car, a lender is less concerned about any recent credit card payments you may have missed. Call Premier Title Loans at 800-250-6279 or apply online to see how much you can borrow with an auto title loan in Columbus!
Requirements For Car Title Loans In Columbus, Ohio
If you’re considering taking out a title loan in Columbus, Ohio, there are a few key things to know about the requirements. The essential requirements for any secured vehicle equity loan center around proving there’s enough equity in the vehicle.
The vehicle needs to be completely paid off, and you must have a lien-free title. That means no cosigners or additional lenders can claim ownership of your car. While most paid-off cars and trucks will qualify, you have the best chance of approval with a 2014 or newer car with less than 115,000 miles. You’ll need to show proof of valid registration, accompanied by a recent E-Check notification from the state that confirms your car has passed a smog check. Some companies may also require proof of valid income and verification that your car is fully insured. Notice we didn’t say you need proof of a full time job to get a title loan in Columbus! As of 2025, you can get approved with a monthly income of $2,000 or higher, and that can be from part time work or side gigs.
How To Apply For Car Title Loans – Online Or In Person
Gather all the required documents and complete an online application here with Premier Title Loans. We can provide a quote based on your car’s make, model, and year, along with your requested loan amount and some contact details. We’ll begin processing your loan approval and look to match you with a local lender in Columbus.
If you’re looking to borrow more than $2,000, there’s a decent chance you’ll need to bring in your car, truck, or SUV for an inspection. During the inspection, your vehicle will be examined for mechanical defects and other cosmetic issues that may reduce its resale value. After the inspection and contract signing, you can have the cash sent to your bank account through ACH or direct deposit, or pick up the funds at any Western Union location within the city.
You can always apply with a local title loan company here in Columbus. There are many direct lenders throughout Franklin County, and they will all accept your application in person. When applying with a direct loan in Ohio, remember to bring all the required documents to save time.
Pros of Taking Out A Columbus Title Loan
– Quick cash funding—Title loans are secured by your vehicle, so you don’t need to wait days for loan approval. With a car title loan, you can receive your cash through direct deposit in under 24 hours. Title loans with no store visit are a great option in Ohio, and Premier Title Loans makes it possible to cash out 60% or more of your vehicle’s value, with most of the processing being done online!
– No extensive credit check required – You won’t need a standard credit check, which is common with installment loan lenders in Columbus. So, even with a FICO score of 600 or less, you can still qualify for a loan.
– Keep your car – One of the best things about title loans is that you keep your vehicle and continue driving it while making payments. Any finance company in Ohio should offer this service, and there should be no need to hand over your keys or the vehicle itself as collateral for the loan.
Title Loan Drawbacks:
– High APR – These loans have interest rates that can approach 120% in Ohio. Auto title loans are expensive; avoid them if other lending options are available.
– Risk of Repossession – Your car will be repossessed if you default on the payments. That means the lender will take your car as collateral, and you’ll have 30 days to get it back before it’s sold at auction. Residents in Columbus have some local protections in place that allow them to retrieve their vehicle after this grace period, but even then, they’ll still be subject to towing charges and late fees.
– Loan limits – The amount you can borrow with an Ohio title loan is based on your vehicle’s resale value. Funding amounts are often higher than those of payday loans, but low-value vehicles may not qualify as collateral. Expect anywhere from $2,000 to $25,000 with a car title loan in Columbus. Some semi trucks and classic cars can lead to even higher loan amounts as long as there’s enough available equity.
Apply Online For Same Day Title Loans In Columbus, Ohio
Call Premier Title Loans at 800-250-6279 or apply online for an instant approval loan for your vehicle’s equity! Any car, commercial truck, or motorcycle will qualify as collateral, and your credit score will be far down the list of qualifications!
We’ll work to get your application approved and funded by a local lender in Columbus within one business day. Best of all, the funds are sent straight to your bank account within 24 hours. Apply now to see how much cash you can pull out of your vehicle!