We offer multiple ways to cash out equity from your vehicle!


Are you you looking for a title loan from a direct lender? Here at Premier Title Loans we offer several ways to use your car's collateral as security for a loan. Find out how to borrow $1,000 or more without a credit check!

    Apply Online With Premier Title Loans

    By checking this box I agree to the Privacy Policy,Terms and Conditions and SMS Policy.

    Direct lending options to use my vehicle title as collateral

    We know many lending choices are available to those who need short term cash. You can apply with your bank for a personal loan or contact your local credit union to see if they have any low interest funding options. Some consumers with bad credit will seek payday loans or cash advances to meet an immediate cash crunch. But those options may lead to stress and problems down the road. Those choices contrast with what you can do with a free and clear pink slip. Most applicants know they can access cash with a collateral loan on a car.

    Even though a car title loan is synonymous with quick cash, did you know multiple financing options are available? It all depends on a few essential factors when underwriting your loan. For example, what’s your current credit situation, and how much is your vehicle worth? Some states don’t allow any car title loan offers. Other states will require you to apply for different loan options. Let’s break down the different choices you have.


    Car Title Loans With Direct Deposit

    The most widely used method of secured financing is a car title loan. With this form of borrowing, an applicant uses their vehicle’s pink slip to guarantee a secured loan. The borrower must show sufficient equity and have no past liens or current bankruptcies. Like a payday loan or installment loan, this method of borrowing has high fees and interest rates. Loan amounts with a car title loan can vary and are mostly based on the equity value of your vehicle. In states like California and Texas you can borrow anywhere between $2,500 and $25,000 and the funds will be sent by direct deposit in 24 hours or less.

    Online lenders can hold your vehicle title as collateral while you have the loan and that let’s you keep your vehicle while the monthly payments are made on your loan. Anyone who owns a car with a free and clear title can apply for next day funding. Apply with the Premier Title Loans online application and get a funding decision that same day.

    You may be surprised to know that it’s not just cars that can be used for a title loan with direct deposit. As of 2024, Premier Title Loans now offers access to financing for anyone who wants to cash out equity from a motorcycle, commercial truck, or RV. As long as there’s enough equity and your vehicle can be titled and registered it should qualify as collateral. Contact Premier Title Loans at 800-250-6279 to see if you qualify for a title loan!


    Vehicle Title Pawns With Fast Cash Access

    Another loan option is a title pawn. With a vehicle title pawn, you will hand over your pink slip, keys, and vehicle to the lender as collateral. We don’t see this financing option much anymore because a traditional car title loan is better. Who wants to take out a loan but hand over the automobile simultaneously? Instead, consider other types of title loans like a boat title loan or motorcycle title loan if you have either of those with full equity and no liens.

    We still see a few title pawn companies that offer loans where they keep your vehicle as collateral. Most are legitimate retail pawn shops, and a vehicle pawn functions much like what you would expect with other items. For example, you can get cash for a diamond ring or other expensive item. The same applies if you pawn your vehicle to pay for emergency expenses.


    Registration Loans And Other Ways To Get A Loan With Premier

    Some states allow what is called a registration loan. This online funding allows you to receive cash even with an existing lien. For instance, you needed to borrow a few thousand dollars. It won’t be easy to qualify if you still owe your bank or lender the initial amount you borrowed to pay for the car. A registration loan provides a solution for this, and it’s much easier to get approval versus a pink slip loan. You can still get cash for a vehicle, but you don’t need to turn over the pink slip. Most online registration loans are written for less than we often see from title loans that use a vehicle as collateral. You’re typically looking at $2,000 or less while a car title loan can net you up to $15,000.

    We see registration loans written all the time in Arizona. To qualify, you must provide current AZ registration, a bank statement, and other relevant information like proof of residency and valid vehicle insurance. Most online lenders want to see that you have a checking account with direct deposit.

    Whatever secured lending offer you choose, Premier Title Loans has you covered when getting the best rates and specialized customer service. Call us at 800-250-6279 to learn more about all our lending options or apply online to get a same day quote today!


    direct lender representative speaking to a customer