We offer online title loans, and can connect you with a local direct lender in your neighborhood!


Are you you looking for a title loan from a local direct lender? Here at Premier Title Loans we can connect with you a licensed title loan company in your neighborhood that offers fast funding at in person locations.

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    Online direct lending options to use my vehicle title as collateral

    We know many lending choices are available to those who need short term cash. You can apply with your bank for a personal loan or contact your local credit union to see if they have any low interest funding options. Some consumers with bad credit will seek payday loans or cash advances to meet an immediate cash crunch. But those options may lead to stress and problems down the road. Those choices contrast with what you can do with a free and clear pink slip. Most applicants know they can access cash with a collateral loan on a car.

    Even though a car title loan is synonymous with quick cash, did you know multiple financing options are available? It all depends on a few essential factors. For example, what’s your current credit situation, and how much is your vehicle worth? Some states don’t allow any car title loan offers. Other states will require you to apply for different loan options. Let’s break down the different choices you have.


    A Car Title Loan with direct deposit lets you get cash from the equity in your vehicle.

    The most widely used method of secured financing is a typical car title loan. With this form of borrowing, an applicant uses their vehicle’s pink slip to guarantee a secured loan. The borrower must show sufficient equity and have no past liens or current bankruptcies. Like a payday loan or installment loan, this method of borrowing has high fees and interest rates.

    Online lenders can hold your vehicle title as collateral while you have the loan. Anyone who owns a car with a free and clear title can apply for next day funding. Apply with the Premier Title Loans online application and get a funding decision that same day.


    Vehicle title pawns with fast cash access.

    Another loan option is a vehicle pawn. With a vehicle pawn, you will hand over your pink slip, keys, and vehicle to the lender as collateral. We don’t see this financing option much anymore because a traditional car title loan is better. Who wants to take out a loan but hand over the automobile simultaneously? Instead, consider other types of title loans like a boat title loan or motorcycle title loan if you have either of those with full equity and no liens.

    We still see a few title pawn companies that offer loans where they keep your vehicle as collateral. Most are legitimate retail pawn shops, and a vehicle pawn functions much like what you would expect with other items. For example, you can get cash for a diamond ring or other expensive item. The same applies if you pawn your vehicle to pay for emergency expenses.


    Choose a title loan online with direct deposit or a vehicle registration loan.

    Some states allow what is called a registration loan. This online funding allows you to receive cash even with an existing lien. For instance, you needed to borrow a few thousand dollars. It won’t be easy to qualify if you still owe your bank or lender the initial amount you borrowed to pay for the car. A registration loan provides a solution for this, and it’s much easier to get approval versus a pink slip loan. You can still get cash for a vehicle, but you don’t need to turn over the pink slip. Most online registration loans are written for less than we often see from title loans online with direct deposit.

    We see registration loans written all the time in Arizona. To qualify, you must provide current AZ registration, a bank statement, and other relevant information like proof of income. Most online lenders want to see that you have a checking account.

    Whatever secured lending offer you choose, Premier Title Loans has you covered when getting the best rates and specialized customer service. Call us at 800-250-6279 to lear more about all our lending options!


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