Apply for a title loan of $2,000 or more below, or call us at 800-250-6279!


Are you looking to get a title loan without having to visit a lending location or deal with a vehicle inspection? Premier Title Loans offers same day approval for well qualified borrowers, and you may be able to complete the entire underwriting process online. Loan amounts range from $2,000 to $20,000 in Missouri!

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    How Car Title Loans Work In Missouri

    If you’re looking for a way to get quick cash funding, you may want to consider a title loan using your car as collateral. Premier Title Loans provides online approval with loan amounts determined by your vehicle value and employment status. These secured loans are available for borrowers with bad credit; you don’t need excellent credit to qualify!

    The requirements for a car title loan are simple for anyone who owns a vehicle. Your car’s title can’t have any liens or cosigners, and you must sign over the pink slip to your lender once you’re approved for the loan. You also need to verify income, and show proof of registration and valid insurance coverage on your car. Keep driving your vehicle with a Missouri title loan, and you can typically borrow $2,000 or more with your first application.


    Apply For A Title Loan In Missouri

    Apply with Premier Title loans online or over the phone at 800-250-6279 to determine how much you can borrow with your car or truck as collateral. Missouri is a large state with many national and local title loan companies offering different rates and terms. Anyone in MO can apply online and complete their inspection with a lender in Kansas City or any other part of the state! The same goes for those seeking cash loans in Springfield or St. Louis. You won’t need to drive far to find a licensed title loan lender in St Louis, and most firms offer funding in 24 hours or less!

    The vehicle inspection can be completed locally, and some companies will even send an agent to your home or business to look over the car before you review the contract. After the inspection is completed and the contract signed, you can have the money sent by ACH to your bank account or even pick up a check or money order at locations throughout the state!


    The State Capitol Building in Jefferson City Missouri


    Do I Need Good Credit Or Proof Of Income For Car Title Loans In Missouri

    The vast majority of Missouri vehicle title loan lenders don’t run credit checks, or they won’t look past the main checkpoints of your credit score. Bad credit is not a concern with underwriters; most will only check to see if you have a car title and a valid photo ID. Most borrowers can get approved within 24 hours, which means you may be able to pick up the cash in person if you’re looking for a title loan in St Joseph, MO.

    You can always apply online with Premier Title Loans from anywhere in Missouri, and while you don’t need good credit, you may be required to show monthly income and employment. Those with bad credit and an easily verifiable employment history may want to get a few different lending quotes and offers. You’ll likely get some decent loan offers and can compare the best title loan offers.


    Title Loan Funding Amounts In Missouri

    Loan amounts vary based on your lender requirements and vehicle value, but expect a first time funding amount of $1,500 to $20,000 in MO with an average of $3,000. You can expect to pull out 35% to 65% of your car’s equity with a title loan and some companies offer more when you bring in the car for inspection.

    Local lenders are limited by state laws that regulate how much a licensed lender can charge and the lending terms. These amounts change often, so you should always stay on top of the most recent regulatory changes concerning Missouri lenders.


    3 Benefits Of Missouri Car Title Loans

    • Besides the fact that these loans may be the last source of cash for someone with bad credit, you can also count on fast funding. The time to get your money with Missouri title loans is generally less than an hour, and you can have the funds wired directly to your bank account so long as you have a form of identification. You might also be able to pick up your cash if you live near a financing location that offers money orders or cash pickup.
    • You can refinance your car title loan and get a better interest rate or more favorable repayment terms after a few months of payments. Yes, the APR is high with a car title loan, but by refinancing you can save thousands by paying off your loan quicker and possibly avoid having your car repossessed if you can’t afford the payments.
    • The majority of title loan companies in Missouri allow you to keep the keys to your vehicle while you make payments on a title loan. That means you don’t need to treat a title loan like a title pawn, and there’s no requirement to hand over the vehicle as collateral. Instead, your car’s title is the security for your loan, and you can drive your car as you please.


    Are you ready to see how much money you can get using your vehicle as collateral? Apply now with Premier Title Loans, and you’ll receive a pre-qualification notification within 20 minutes! Please complete our online application or call 800-250-6279 to borrow $3,000 or more with a car title loan in Missouri!


    Other cities offering title loans in Missouri


    State Flag of Missouri flying at dusk