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Anyone in St Louis can be approved for an instant cash title loan if they have a lien free vehicle and can verify their income. Loan amounts range from $2,000 to $25,000 and you don't need good credit. Pay back your loan over a period of 6 months to 2 years.

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    Title Loans In St. Louis – What To Know

    St. Louis is a great city to live in if you require a short term loan. Plenty of lenders offer online and in-person funding within the city. You can also borrow around 65% of your vehicle’s value with an online title loan! While some lending regulations exist in MO, you can still get a secured title loan of up to $5,000 within the state. That means you can use a car, truck, or anything else that can be titled. Some lenders even offer loans on motorcycles, boats and RVs if there’s enough equity! In addition, a licensed lender within the state will use that pink slip as collateral for any amount they lend out.

    If you’re in a difficult situation and need quick cash, car title loans are the way to go, and best of all, there’s no need for perfect credit or much of a credit history if you have a vehicle titled in your name! St. Louis is a great place to cash out equity from your car since the maximum loan you can take out is $5,000!


    Requirements For A St. Louis Title Loan

    The requirements for a title loan in St. Louis are pretty simple. You’ll need a lien free car title with proof of employment and proof that your vehicle is registered in MO with proper insurance that covers the lender if the car is damaged or stolen. Assuming you have those basic requirements, you should have no issues getting quick approval from a local lender. Some companies may also require an in person inspection to verify the vehicle runs and is in good condition. These inspections can be done at any licensed location within the state, and it only takes 15 to 30 minutes to inspect the car and confirm the VIN and mileage.


    Lending Amounts & APR For A Car Title Loan In St. Louis MO

    Funding amounts with an instant car title loan come down to the value of your vehicle and the individual lending criteria in St. Louis County. Loan amounts average $3,000 in St Louis, with higher lending offers for cars worth more than $10,000. Do you live near Forest Park or Southampton? If so, you’re in luck, as many companies offer equity loans up to 70% of the car’s value in these locations with interest rates between 40% and 110%.


    Get An Auto Title Loan With Premier

    Getting a title loan in St. Louis is straightforward for anyone who owns a vehicle and can verify their income. Please apply online with Premier Title Loans or call us at 800-250-6279 to submit your info online. Our online application should take less than 5 minutes to complete. After that, we’ll review and underwrite your lending details to determine a final loan amount.

    When picking up your cash, a few options exist to get your funds that same day. The local lender you’re matched with can initiate a direct deposit into your checking account, hand you cash directly, or even mail you a check.


    The Eads Bridge with the St. Louis Arch in the background.


    How To Make Payments On Your St Louis Car Title Loan

    Making payments on your title loan is just as easy as getting the loan in the first place. Once you’re approved for funding and have received the money, you’ll be set up on a payment schedule that’s convenient for you, with multiple options to pay off the loan early or according to the contract terms. Typical loans in Missouri and even online title loans for classic cars are typically paid off over months and even years. It all depends on what you feel comfortable with, and your finance company should work with you to get a manageable monthly payment while making it possible to pay off the loan at any time with no penalty.


    What To Know About Applying Online With Premier Title Loans

    The process is pretty simple when you’re ready to apply for a title loan online in St. Louis or just about any other location in the Show Me State! Please fill out our secure online form with basic information about your vehicle details and contact info. Don’t wait any longer; apply now with Premier Title Loans for a secured loan of $2,500 or more!


    Other cities offering online title loans in Missouri