Apply online with Premier Title Loans or call us at 800-250-6279 to borrow up to 15K!


Are you looking to borrow cash using your vehicle as collateral? At Premier Title Loans, we offer access to to title loans in Springfield Missouri and you don't need excellent credit to qualify. Loan amounts start at $1,000 and keep driving your vehicle while making the payments!

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    Apply For A Car Title Loan In Springfield, Missouri

    Premier Title Loans offers a convenient way to get approved for a car title loan in Springfield, MO, and often, no store visit is required! We’ll take your application online and get you approved fast with just your vehicle’s equity and proof of income. The underwriting for your loan can be completed in 24 hours or less, and you can borrow $3,000 or more with a lien free car or truck.

    To apply with Premier Title Loans in Springfield, complete out our online application form with details about your vehicle and how much money you want to borrow. Once we have received your completed application, one of our loan specialists will contact you to discuss your repayment options and estimated monthly payment and start underwriting your loan.

    A lender may need to inspect your car when applying for Missouri title loans. It takes less than an hour for a licensed agent to confirm the vehicle runs and is in a condition that matches comparable resale values in Springfield. Then, once your loan has been approved, you can sign your loan documents electronically and get your cash! It’s that easy to pull out equity from your car or SUV! So don’t wait any longer; apply now and let Premier Title Loans help you get the cash you need today!


    Instant Auto Title Loans Online With Bad Credit

    At Premier Title Loans, we understand that life happens and things come up. Finance companies that offer loans in Springfield know that most customers applying for a title loan have credit issues. Frankly, they are more concerned with what your car is worth and what amount of equity you can bring. That’s why your vehicle’s value and monthly income mean much more than your FICO score when underwriting your loan details. Even with poor credit, you can still apply for a vehicle equity loan with us, and there’s a good chance you’ll qualify for a title loan of $1,000 or more if the vehicle runs and you can prove your income!


    What Are The Requirements For Getting A Title Loan In Springfield, MO?

    The requirements for getting a car title loan in Springfield are straightforward. You need proof of income showing sufficient money to afford the required payments. Most importantly, you must prove that you own your car and it’s lien free. That means you have no co-signers or other claimants on the pink slip and possession of the vehicle and the original title. Of course, you’ll keep driving the car after the loan is approved and funded. You may also need proof of valid vehicle registration in MO and proof that the car is insured.


    Historic downtown in Springfield MO


    Online Loans In Springfield – Alternatives to A Car Title Loan

    Just because we offer car title loans doesn’t mean we’ll always recommend that you tap into your car’s equity to get emergency cash. There are other ways to borrow money, and many lenders offer these services online. An unsecured loan can be ideal for applicants who are hesitant to use their vehicle as collateral for a loan. Some types of unsecured loans offered in Springfield include:


    Personal Loans – This type of loan is ideal for anyone with good credit looking to borrow $500 to $1,500. The approval process can be lengthy, but unlike a car title loan, there’s no collateral required for a personal loan.

    Payday Loans – These short-term loans are offered online, and you can be approved quickly. They come with very high interest rates, and a lender can take you to court and garnish your wages if you default on the payments.

    Registration Loans – These loans are technically possible to qualify for in Springfield, but they’re not too popular in 2024. A registration loan uses your car’s registration information as collateral, and you can register your vehicle if you default on the loan. Loan amounts start at $500, and you don’t have to put up a vehicle as collateral.


    Apply For A Title Loan In Springfield, Missouri

    Premier Title Loans provides access to car title loans in Springfield and most of Missouri. Apply online or call 800-250-6279 to start an application! We have you covered if you want a loan in St. Louis, Elwood, or Marshfield, MO! For those in neighboring states like Kansas or Oklahoma, applying with a lender that knows your state lending regulations is best.


    Other cities offering vehicle title loans in Missouri