CAR TITLE LOANS WITH
NO STORE VISIT IN KANSAS CITY!

Title Loans In Kansas City With Premier Title Loans

Do you find it challenging to borrow cash because of your poor credit or because you need to borrow $1,500 or more? A car title loan allows you to borrow money with your vehicle as collateral, and you can get approved without a significant credit check. Title loans often come with higher loan amounts, longer repayment terms, and lower interest rates than payday loans. Qualified applicants in Kansas City can cash out up to 60% of their vehicle’s value with a title loan, and high value cars and motorcycles can lead to loan amounts of $10,00o or more!

At Premier Title Loans, we offer convenient access to same day car title loans in Kansas City for borrowers with a free and clear title. All credit scores are accepted, and you will keep your vehicle during the loan repayment term! You sign over the car’s title to your lender and get the title back once the loan is fully paid off. Call us at 800-250-6279 to start an application, or read on to learn more about how these loans work in Kansas City and everything you need to get approved.

Why Get A Car Title Loan In Kansas City

You may wonder why you should get an online title loan in Kansas City, MO, when there are so many other lending options available. If you have excellent credit, consider an unsecured personal loan that doesn’t require collateral. Unsecured loans don’t require a vehicle as collateral, and you can be approved quickly after passing a credit check. But for those with poor credit, a title loan can be an excellent way to borrow cash when you’d otherwise be denied for traditional loan offers.

Title loan companies in Kansas City use your car’s collateral instead of your credit history to get you approved. That means anyone with a vehicle worth $3,000 or more can qualify for an online car title loan that starts at $1,500! Your FICO score and lending history are less important than your vehicle’s value. Some companies can offer funding with direct deposit or a money order in just a few hours after approving the loan.

Do you need your money immediately and can’t wait for the money to hit your bank account? Premier Title Loans has you covered, as we work with direct lenders in Missouri that offer cash payouts right after you sign the loan contract and hand over the pink slip!

Requirements For A Kansas City Title Loan

Title loans are ideal for anyone with a lien free car title, as the primary requirements are far less than what you’ll see from unsecured lenders. In addition to your car’s title, you may need proof of income showing a sufficient monthly income to make the payments. While you don’t always need to show evidence of a full time job, you can satisfy the income requirements with proof that you make at least $2,000 monthly. Expect to provide proof of residence in KC, photos and videos of the car you plan to use as equity, and a photo ID from a state or federal agency. Some companies will also ask for photos showing the VIN and current mileage of your vehicle.

There are no significant requirements for a credit check or minimum credit score when you get a collateral loan in Missouri. That’s because most direct lenders in Kansas City won’t even run a traditional check while underwriting a title loan! Instead, they focus on the equity value of your car and truck and use the current resale amount to determine the amount and interest rate for an auto title pawn.

One of the last requirements for a title loan in Kansas City involves having your vehicle inspected by a licensed lender. While not all equity lenders require an in person inspection, these are typically necessary if you’re looking to borrow more than $2,500. Inspections take less than 30 minutes, and they help to give your lender confidence that your vehicle exists and matches its current resale value.  Some companies in Missouri offer title loans with online video inspections of the car. But even in these cases, it’s still challenging to get approved, and loan amounts are less than $4,000.

Loan Amounts & Interest Rates With A Kansas City Title Loan

Premier Title Loans is here to get you qualified fast for a title loan. We’ll take your information online or over the phone and then connect you with a local lender in Kansas City that offers same day approval. Because we work with multiple companies near you, we can shop around and find the best interest rates and repayment terms for your specific situation. We can even help you if you’re looking for a loan of $10,000 or more!

The average funding amount for a title loan in Missouri is $2,000. That’s figuring a vehicle’s worth $5,000 or more and of course, you can qualify for more cash with a high value vehicle. The interest rate on your loan will be high, and you may see an APR of 100% or more.

Applying with Premier Title Loans is helpful, as we’ll match you with multiple companies and allow you to find the lowest rate for your desired loan amount. You can sometimes find auto title loan interest rates in the mid-30s, and many companies in Kansas City offer refinancing where you can lower the APR on your existing title loan. These rates are still high, but you can make extra monthly payments and repay your loan balance in months rather than years.

Apply With Premier Title Loans In Kansas City, MO

Are you looking for cash in 24 hours or less with an online title loan for bad credit? Well, Premier Title Loans has you covered as we’ll process your application quickly and find you a local company that offers cash that same day! A few lenders in Downtown Kansas City and the Power and Light District offer walk-in services where you can complete an inspection and get your money within hours. However, you choose to apply, you can ask for the funds to be sent to your bank account or pick up a money order at one of the many locations near I-70 in KC.

Start your online application for a title loan in Kansas City now or call us at 800-250-6279 to get a quote over the phone!

Other cities offering Missouri title loans:

• Columbia
• Jefferson City
• Springfield
• St Louis