ONLINE CAR TITLE LOANS
IN LOUISIANA!

How Does A Title Loan Work In Louisiana & How Much Can I Borrow?

Title loans are now offered in Louisiana, and most applicants can qualify for fast funding with just their vehicle’s title. You don’t need good credit to get a $2,000 or more title loan using your car as security. Premier Title Loans now offers pre-approval for anyone in Louisiana who owns a vehicle valued at $5,000 or more. We can provide you with a quote online in minutes, or you can call 800-250-6279 to receive an estimate detailing the loan amount and interest rate.

You can typically expect to pay high interest rates for title loans, so it’s essential to borrow only what you need. Always use a title loan calculator to determine the exact interest amount and payoff terms of your quote. Many title loan companies operate in Louisiana, so shop for the best deal. You can apply for a title loan online or with a neighborhood lender near you. No matter your choice, find a company you feel comfortable working with!

Title loans use your car’s equity as security for a loan that’s not entirely dependent on your credit history. Your vehicle equity is critical when a lender underwrites your loan. Generally, you can expect to pay a high APR for a title loan. Some title loan lenders in Louisiana have interest rates of 30%!

What Do I Need To Qualify For Car Title Loans In Louisiana

The first and most important requirement is a paid-off lien-free vehicle. With that vehicle, you can increase your chances of qualifying if it’s 2015 or newer with less than 100,000 miles. You’ll need a verifiable source of income, a bank account with direct deposit or ACH capabilities, and a state-issued ID or driver’s license to verify your identity and residency. Some title loan companies may require additional documentation, such as vehicle insurance, references, and documents showing your recent driving record.

Where Can I Get An Auto Title Loan In Louisiana?

It all comes down to whether you want to apply with an online or a local lender in Louisiana that offers in store loans. Some applicants prefer to work with a local title loan company because they feel more comfortable dealing with a real person. However, an increasing number of consumers are opting for the convenience of online title loans. By applying online, you can borrow $2,000 or more, not deal with the hassle of waiting days to process an application, and drive around looking for a local company with the best rates.

Here at Premier Title Loans, we work with companies in New Orleans and throughout Louisiana to help connect you with the best lender for your needs. Do you live in a smaller city such as Kenner or Leesville? That’s no problem, as we work with anyone within the state who can apply online or over the phone at 800-250-6279! We make it easy to compare rates and terms so you can find the perfect title loan for your situation.

Do I Need A Good Credit Score To Get Approved for Online Title Loans in Louisiana?

No, your credit score is not a factor when you apply for online title loans. That’s because title loans are secured, and the equity in your car is the most important factor. Customers in Louisiana choose to apply with us because of our fast pre-approval, regardless of their credit score. Most of our applicants have recently been turned down due to poor credit, loan defaults, and missed credit card payments. We work with customers with FICO scores ranging from 400 to 800, and low scores are often not an issue unless you have a current bankruptcy or if another title loan company recently repossessed your vehicle.

How Fast Can I Get Cash From A Title Loan Company In Louisiana?

Borrow cash using your vehicle’s title and have the funds sent directly to your bank account. Many larger companies in Baton Rouge offer money for your car’s equity within one business day, provided you meet with them in person. Do you have a bank account that is not set up for direct deposit? Local lenders in Louisiana offer cash payments via ACH, and you can also request a money order if you need the funds sooner.

Getting money from an online company may take longer, but that’s not because the application process is slower. We offer pre-approval for title loans in Louisiana and can get everything processed in less than an hour. The only hold-up is when your bank or credit union processes the ACH payments into your account.

Apply Today For A Louisiana Title Loan

Applying for online title loans in Louisiana is easy; All we need is your vehicle details and income verification. We can even get you pre-qualified for a title loan in New Orleans, even if you can’t verify your income or don’t have immediate access to your vehicle. As long as you have a car worth $5,000 or more, you can get pre-qualified for a title loan in Louisiana! Apply online with Premier Title Loans or call 800-250-6279 to find out how much cash you can get for your vehicle’s equity!

Cities In LA:

• Baton Rouge
• Houma
• Lafayette
• Lake Charles
• Metairie
• Monroe
• New Orleans
• Shreveport