ONLINE CAR TITLE LOANS
IN TENNESSEE!

Requirements For An Auto Title Loan In Tennessee

The requirements for a title loan in Tennessee are relatively simple. You must be at least 18 years old and have a valid driver’s license or state identification card to qualify. You must also own the vehicle outright – meaning you have no liens or outstanding loans against it. And finally, your vehicle must be in good condition and have a clear title. Any licensed finance lender will also want to run some credit checks to ensure you have no past bankruptcies and no current online title loans with other companies.

What Kind Of Vehicle Can I Use For A Title Loan In TN, And How Much Can I Get?

Almost any vehicle or secured asset can be used for a title loan in Tennessee, including cars, commercial trucks, motorcycles, RVs, and boats. The loan amount will often depend on the value of your vehicle, so it’s important to make sure you have an accurate estimate before applying. The vehicle will need to be in your name and it must be completely paid off. If you still owe money to your lender you won’t have possession of the pink slip, making it hard to get cash loans for a pink slip.

The loan amount for Tennessee title loans is based on the vehicle’s resale value and that’s why it’s great to have a newer model car with low mileage. Borrow 50% to 60% of that equity value. So, expect a loan amount anywhere from $2,000 to $25,000.

What At The Current Regulations For Tennessee Title Loans?

Tennessee title loans are legal and widely used throughout most of the state. However, some areas in TN have specific lending limits and various other restrictions. For instance, Sumner County is constantly changing its municipal codes that cover short term lenders, and Davidson county which includes Nashville also has financing restrictions and regulations that cover what happens if your vehicle gets repossessed because of missed payments.

How Does The Title Loan Process Work In Tennessee?

The friendly customer service staff at Premier Title Loans can process and underwrite your application for a same day title loan in Clarksville or Nashville quickly, often within a few hours.

Getting Your Money From A Vehicle Title Loan In Tennessee Straight To Your Account

Premier will wire your money straight to your account if you are approved for a vehicle title loan. Once the funds are in your account you can use them any way you’d like. You can use the cash for financial emergencies or pay off other loans, put the money towards groceries and utilities, or take it all as cash and use it for some urgent expenses.

Apply For A Car Title Loan Online Or From A Local Lender Near Me In Tennessee

Once you decide that a title loan is for you, the next step is to determine how you want to apply. Some people choose to fill out an application for a Premier Title Loan online. Others choose to apply in person at any number of locations in Tennessee. You can likely find dozens of lenders if you reside in larger metro areas like Nashville and Chattanooga. Other cities like Knoxville have fewer retail offices within the city limits, but multiple lenders are within a short drive.

Whatever route you take, remember that Premier Title Loans is here to get your loan funded in Tennessee. We’re happy to help you apply online 24/7 or at any location offering title loans in Memphis or Clarksville! We work with multiple lenders in the area, so we can often underwrite and fund your application within a few hours of receiving your information.