We offer title loans with same day funding in VA. Apply online or call us at 800-250-6279.


Are you looking for more information about title loans in Virginia? Here at Premier Title Loans, we offer fast approval and bad credit no problem. Apply online for cash in 24 hours.

    Apply Online With Premier Title Loans

    By checking this box I agree to the Privacy Policy,Terms and Conditions and SMS Policy.

    You can now borrow up to $20,000 from any of Virginia’s many title loan places. Anyone who owns a vehicle that’s fully paid off is eligible and can apply today. You don’t need good credit to be approved; the process to qualify is quick and easy to follow. Premier Title Loans is ready to help you get a title loan in Virginia; find out what’s required and how to qualify.


    What Is Required For Car Title Loans In Virginia?


    The main requirement for a title loan in VA is the equity from your vehicle. Do you own a car that’s registered and titled in your name? If so, that’s great, and you’ve just checked off the most critical requirement. When applying, you will provide proof that your car exists and documentation for the car’s title. The lender keeps the title to your car as collateral for the borrowed amount, and you can keep driving while making the monthly loan payments.

    Some companies may ask for additional items when underwriting your loan. These may include proof that you’re employed and make enough money to handle the anticipated monthly payments. No lender wants to provide funds if you don’t have the means to repay them. Other forms of income can include annuity payments or state disability/unemployment income. Check with your title loan company to see the exact requirements, as you may also need to provide proof of insurance and proof of vehicle registration in VA.


    How Much Can I Borrow With A Title Loan In Virginia?

    Borrow up to $20,000 with a title loan in Virginia and expect an average loan amount of $3,000 for paid off vehicles. Other factors that affect your loan amount include what part of your state you reside in. Those in larger cities like Roanoke can access higher loan amounts simply because more finance companies compete against each other. This allows you to get multiple quotes and ask for higher loan amounts with each firm.

    For borrowers specifically looking for auto title loans in Richmond, we recommend getting at least 3-4 quotes from various lenders, including those offering payday loans and auto title loans near me! The reason for this is that there are so many companies offering quotes in the Richmond area. It makes sense to get multiple estimates and then use that information to bring down the rate with your desired lender. This doesn’t work every time, but getting a few backup quotes is beneficial as it may turn out that the interest rate is lower!


    No inspection title loan offers with same day cash.


    What Happens If I Can’t Repay My Auto Title Loan In Virginia?

    If you cannot repay your title loan in Virginia, you may be able to extend the loan terms or refinance the title loan. This will depend on your lender and what their policies are. Premier Title Loans offers a flexible payment plan that can help you if you struggle to make monthly payments.

    You don’t want to damage your credit by missing payments or going into default and risking the worst scenario: a possible repossession. Again, work with your lender to avoid falling behind on payments. Plenty of Virginia Beach and Norfolk firms help customers with a refinance or buyback.


    Bad Credit Title Loan Offers In VA

    Even if you have bad credit or no credit history, that’s not an issue for those applying for Virginia title loans. Most people who apply for an online title loan have already been turned down for a traditional loan offer that requires excellent credit. Don’t make the mistake of not applying because you’re worried about rejection. Again, the most important requirement is having a car with equity, not good credit!


    Time To Get Cash With An Online Title Loan Lender In Virginia

    The entire title loan process usually takes less than 24 hours. That means from when you first start filling out an application to when you go to pick up your money or have it wired right to your bank account. It’s a relatively short amount of time to get cash with a title loan in VA. It’s faster than what you would see from a personal loan company that could take upwards of two weeks!

    Use a title loan to pay off high-interest credit cards or other bills and have one low monthly payment. This timeframe can be even quicker for someone looking for an online title loan in Danville, as there are a handful of places within the city where you can work with a company offering title loans near me and get the cash in person!

    If you need emergency cash, a title loan from a licensed lender in Virginia is a great option. You can borrow up to $20,000 and keep driving your car while making monthly payments to pay the loan balance. Get started today and see what your vehicle is worth to determine how much money you can borrow in VA!


    Cities In Virginia:


    Top licensed loan companies in the Commonwealth of VA