Apply with Premier Title Loans online or call us at 800-250-6279!


Are you trying to borrow money, but keep getting turned down because of poor credit? At Premier Title Loans, we offer access to vehicle title loans in Roanoke, and the main requirements are a paid off car or truck and proof of income. Apply today and get cash in one business day!

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    How To Apply For Title Loans in Roanoke VA & What’s Required

    Car title loans can be ideal for someone who needs cash but can’t get approved with a traditional lender. These types of loans use your car’s equity as collateral, and some companies offer $3,000 or more with no significant credit requirements!

    Apply for a title loan in Roanoke with Premier Title Loans, and you can get an instant lending decision that shows your approximate loan amount and repayment options. Some customers can qualify for same day funding if they apply online with us and get their funds from a local lender in Roanoke!

    Applicants can be approved using a lien-free title for their vehicle and proof of income from their employer or government benefits. Proof that their car has comprehensive insurance and is registered in VA may also be required.


    Car Title Loans With A Local Company In Roanoke

    Start your application online with Premier Title Loans, and we’ll get right to work processing it. Some lenders require an in-person vehicle inspection, which can take place at any retail location in Virginia. In some circumstances, you can present your vehicle for inspection using a camera or phone, enabling you to complete the entire underwriting process from your home.  With this type of inspection, your loan amount is often limited to $2,000 or less, and you’ll need to show a clear video of the vehicle.

    Other applicants would prefer to meet with a local lender near them in Roanoke. In this scenario, you can still get apply online with us or meet with a neighborhood company face to face. There are several direct lenders throughout the city, and you can expect the entire process to take less than 2 hours when you meet with a lender in person.


    The Skyline of Roanoke VA at night.


    Bad Credit Title Loans In Roanoke, VA – How Do They Work

    Applying for a loan with bad credit does not automatically mean your application will be denied. Title loans work because the lender only has to evaluate the value of your car and not your credit history! Age and mileage are usually good indicators of a vehicle’s value and once the vehicle is inspected we’ll have a good understanding of the expected loan amount.

    Loa amounts in Roanoke typically range from $1,000 to $10,000, and you can expect interest rates similar to payday loans. That means interest rates start at 30% for customers in Virginia and an APR of 75% or more is possible with a title loan.

    At Premier Title Loans, we offer flexible terms and fast loan approvals so that you can get cash in hand quickly. Contact us at 800-250-6279 to learn more about how we can help with your online title loan needs in Roanoke!


    Can I Still Drive My Car & What Type Of Vehicle Will Qualify For A Title Loan in Roanoke

    With a Premier Title Loan, you can use your vehicle as collateral while still being able to drive it! We’ll hold onto your vehicle’s title until the loan has been fully repaid. To approve your application, we need to see that you own your car outright, which means no one else can claim ownership. Besides that, you have to have the official copy of your car’s title, as it will be signed over to a lender when the loan is finalized. These pink slip loans are great for someone who doesn’t want to deal with the hassles of a title pawn, as you can drive your vehicle while making the monthly payments.

    If everything meets the approval guidelines, your lender will offer you an initial loan amount based on these factors and other criteria, such as proof of income, your vehicle’s resale value, and how long you want to repay the loan.

    Many types of cars and trucks will qualify for a title loan in Roanoke, and as of 2024, we can also help you cash out equity from a motorcycle, semi-truck, or RV! As long as your vehicle runs and can be titled with the Virginia DMV, there’s a good chance you can qualify. Most cars and trucks valued at over $6,000 can be used as collateral for a title loan and you often cash out 45 to 65% of the vehicle’s resale value.


    Car Title Loans In Roanoke, VA, With No Store Visit

    Getting approved for title loans near me in Virginia can be quick and easy for anyone with a lien free vehicle. To receive same-day financing, you will want to apply and send in all your documents before 2pm EST to qualify.

    We service customers throughout Roanoke and will work diligently to process your information and get a lending estimate based on your vehicle’s value.  Contact us at 800-250-6279 for more information about getting cash in hand quickly with Premier Title Loans!


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