TITLE LOANS ONLINE
IN NORTH CAROLINA!

How Title Loans Work In North Carolina

An online title loan in North Carolina is an effective way to borrow money to meet emergency expenses. Your vehicle, truck, or motorcycle is the collateral for a loan, and you pay off the loan in 12 to 48 months without giving up the vehicle itself. Instead, a lender keeps your pink slip as security and the car’s title is returned to you after the loan is paid off. A title loan allows qualified applicants to access their vehicle’s equity as collateral for a secured loan. These loans are offered in North Carolina for up to 70% of your vehicle’s value!

You won’t need a good credit score and may not even have to leave your house to complete the application and initial underwriting. With fast approval online auto title loans, you can skip the headache of meeting with a lender in person to inspect your vehicle. At Premier Title Loans, you won’t need good credit to get approved with our network of lenders in NC, and you can receive the funds in less than one business day. Call Premier Title Loans at 800-250-6279 for more information, or check out our website to start online!

Eligibility Requirements For A North Carolina Title Loan

All lenders have different underwriting requirements, but you will likely need the following to qualify:

• A paid off vehicle titled in your name with valid registration and insurance documentation
• Proof of income from your employer or other income sources
• A valid bank account with direct deposit
• A car that’s year 2009 or newer with less than 125,000 miles
• A valid North Carolina State ID

All types of paid off vehicles can be pre-approved for a title loan in North Carolina. Sometimes, you can submit photos and video proof of the car online and skip an in person vehicle inspection.

Would you rather not risk using your car as collateral for a title loan? We can also help customers cash out equity from semi trucks, motorcycles, RVs, and travel trailers in North Carolina. These secured loans work the same as title loans on cars and loan amounts start at $1,000!

Your loan amount and funding terms in NC depend on the car’s resale value. Some companies offer 45% or more of the car’s equity as collateral for a loan, which means you can borrow $2,500 to $20,000 with an online title loan.

Title Loans For Bad Credit In North Carolina

You may be surprised that title loans in North Carolina don’t require a good credit history, and often, there’s no detailed credit check. While creditworthiness is the main component of an unsecured loan, it doesn’t factor much with an online title loan. Remember, your collateral is used to secure the lender’s risk, and that’s more important to them than your FICO score.

While your credit may still be a minor factor when underwriting the loan, it’s often only to look for serious credit issues such as bankruptcies or repossessions from other title loan companies. Even without a strong credit profile, you should qualify for a reduced funding amount of $5,000 or less with a title loan in Raleigh or Charlotte!

Title Loan Benefits In North Carolina

It’s not easy to qualify for a short term loan in North Carolina, and these secured loans may be available for those with poor credit who otherwise can’t be approved by other lenders requiring FICO scores of 600 or higher. Here are some other benefits of Premier Title Loans:

• There are no fees or prepayment charges for paying off the loan early. Prepayment is recommended for a title loan; you can pay off the loan anytime.
• Keep driving the vehicle while repaying the loan. You don’t need to pawn your vehicle and stop using it. Instead, your car’s title is used to secure the loan.
• An online vehicle inspection process. Send in video proof of your vehicle to get a title loan in North Carolina of $3,000 or less.
• Interest rates can be renegotiated after on time payments. Refinancing can be a game changer that cuts your APR in half!
• Loan amounts are higher than most traditional personal loans. Title loans are secured by a vehicle, which helps assure a lender to offer double or triple what you would get from an unsecured lender.
• Anything that can be titled will qualify for an equity loan. Get a title loan on an RV, commercial truck, or motorbike with a North Carolina title loan.

Apply Online For A Title Loan In North Carolina

Premier Title Loans is proud to offer online title lending services to residents in North Carolina. That means anyone in Charlotte, Greensboro, or Raleigh can qualify for instant cash approval for their car or truck. While state regulations make these loans hard to qualify for, they’re still an option for any borrower with equity in their vehicle.

Call Premier Title Loans at 800-250-6279 or apply online for a 5-minute pre-approval for a car collateral loan. You may be able to complete the inspection online with pictures of the vehicle, and we can often connect you with a local lender offering same day funding in minutes!

Cities In North Carolina:

• Asheville
• Charlotte
• Durham
• Fayetteville
• Greensboro
• Raleigh
• Wilmington