We offer online title loans, and in some cases, there’s no inspection required!


Qualified borrowers in Minnesota can qualify for a same day title loan if they own a lien free vehicle. You don't need a good credit score and loan amounts start at $1,000. Pick your payoff terms and there's no prepayment penalty!

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    Qualify For Minnesota Title Loans – How They Work

    Did you know that all it takes to get instant cash title loans in Minnesota is a lien free vehicle title? Stop wasting time dealing with payday lenders offering only a few hundred dollars. Or personal loan companies that require a credit score of nearly 750! With a car title loan in Minnesota, you can borrow up to $15,000 and keep driving your vehicle, and there’s no need for a decent credit score! Your car title opens the door to instant online approval and same day financing!

    There are multiple ways to apply and ultimately get approved for Premier Title Loans near me. The most popular method is to apply online. When someone applies directly using the Premier Title Loans online form, they can get an answer in less than 30 minutes! The second most common method is to call and speak with one of our title loan experts. We understand that not everyone is comfortable applying online, so we offer this alternative solution.

    Another option is to apply by walking into a local lending office anywhere in Minnesota. Many companies in Minneapolis and Rochester will allow you to get started in person. Some people prefer this as they know who they’re working with, and you may even be able to get cash quickly without the hassle of waiting for an ACH or bank payment to hit your checking account!


    Auto Title Loan Requirements In MN

    Your vehicle’s title (must be issued in MN) – You must physically possess the car’s title as it must be signed to the lender. It must be free of cosigners or other lenders.

    State ID or passport – We must verify you’re a resident of Minnesota and confirm your identity. You have to be 18 years or older to get a title loan.

    Proof of income – The more money you borrow, the more income you must show each month. While these loans are based on the equity in your vehicle, we still need to confirm you can afford the monthly payments.

    Proof of insurance – Your car or truck needs comprehensive insurance coverage. That way, the lienholder is covered if the vehicle is damaged or stolen.

    These are just the basic requirements for title loans in Minnesota. Depending on the circumstances, you may also need to provide references from friends, family, or people you’ve worked with.


    Downtown Minneapolis MN


    Car Title Loan Amounts In Minnesota

    The amount you can borrow depends on the equity in your vehicle and your ability to make timely payments. MN loan amounts start at $500 and go to $15,000 for well-qualified vehicles. Any online valuation service can tell you the recent comps and values for similar cars in MN with your vehicle make and model. Once you have that info, you can complete the title loan application and get an answer within minutes!


    Benefits Of Getting An Instant Title Loan Online

    Many benefits come along with getting title loans online in MN.

    – Get your loan proceeds in less than 24 hours after being approved. Most companies will send your loan proceeds by direct deposit to a checking or savings account.

    – You can use your vehicle while making payments: Another great thing about title loans is that you don’t have to give up your car. This means you can keep going to work without worrying about your vehicle! A title loan lender in Minnesota will happily use your pink slip as collateral for any amount you borrow. There’s no need to give them the actual car!

    – Improve your credit: Making timely payments can improve your credit score. This is because title loan lenders report to the credit bureaus and show you’re a responsible borrower. As mentioned above, many applicants use secured loans because they can’t qualify for unsecured funding. Yes, the interest rates are high with auto title loans, and that’s why it’s essential to get your credit rating up so you can be authorized for unsecured personal loans in the future!


    I’m Ready To Apply For A Title Loan Online – What Paperwork Do I Need

    If you’re ready to get started, the team at Premier Title Loans is here to help you! We can simplify things and underwrite your loan application quickly here in Minnesota, but ensure you have a few documents set aside. Grab your vehicle title, ID, and proof of income.

    Please take a minute to apply online or contact us at 800-250-6279 to see how much cash you can get with a vehicle title loan in MN. For those seeking more information in person, you can always work with a local finance company anywhere in the Twin Cities. There should be no problem finding a lender during regular business hours!