We offer online title loans, and you can apply for a loan with a paid off vehicle!


Anyone in Memphis, TN that's looking for a title loan can apply with Premier and get approved within just a few hours. We work with dozens of local lenders and most companies will get you funded based on a lien free pink slip. Apply today for loan amounts of $3,000 and up!

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    Memphis Title Loans – How They Work & How To Apply

    If you’re in a bind and looking for cash that same day, a title loan from an online lender could be the perfect solution for anyone in Memphis dealing with a financial crisis. These equity loans have security backing them, which means they use your vehicle as collateral to secure the loan. That’s why it’s much easier to get approved for a collateral loan versus an unsecured loan such as a payday loan or installment loan.

    Title loans are different from traditional loans in a few key ways. First, they typically don’t require a credit check, so they’re available even if you have bad credit or no credit history. Compare that to a bank loan, which requires excellent credit and takes days to underwrite! Second, you can keep your car while repaying the loan – you have to hand over the title as collateral and get the pink slip back after making all your payments. Anyone in Memphis can expect fast approval if they own a car that’s paid off and not being used as collateral for any other loan.


    Rules & Regulations For Car Title Loans In Memphis, TN

    You need a lien free vehicle pink slip and proof of income to qualify for a Memphis title loan. You may also need to show proof of registration from the Tennessee Department of Safety and submit it to a vehicle inspection.

    Understand the repayment terms and interest rates before agreeing to anything. This includes knowing when your payments are due and any penalties for late or missed payments. Finally, remember that your vehicle is at risk if you default on the loan, so only take out a title loan if you’re confident you can repay the amount due each month.


    Vehicle Title Loan Lenders Nears Me In Memphis

    There are many reasons to consider an instant car title loan with a lender in your neighborhood. Perhaps you’re facing an unexpected medical bill or home repair expense. Or maybe you need to consolidate high interest debt into one lower monthly payment. A car title loan can give you the financial flexibility and breathing room to endure tough times. Remember to evaluate all your options before signing on the dotted line!

    A title loan can be helpful for someone who doesn’t have access to traditional forms of credit, like a bank loan. And because they’re secured by your vehicle, they often come with lower interest rates than unsecured loans. They can also be a good option if you need cash fast – some lenders can get you the money you need in as little as 24 hours! Just research and find a reputable lender with transparent terms before applying.


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    Title Loans In Memphis With Poor Credit

    As we mentioned, one of the benefits of title loans is that they don’t require a credit check. That’s because an equity loan is secured by your vehicle, so the lender is less concerned about your recent credit history. This makes it much easier to get approved, even if you have poor credit.

    There are some times when your credit history may cause a problem. While we typically won’t run a detailed credit check, we must look for bankruptcies and recent repossessions.


    Loan Amounts And Finance Rates For Memphis Auto Title Loans

    Title loans are typically for smaller amounts than traditional loans, with loan amounts between $500 to $15,000 in Tenessee. But because they’re secured by your vehicle, you may be able to borrow more depending on your car’s value and current mileage.

    Because title loans don’t require standard credit checks, they often come with higher interest rates than unsecured loans – sometimes as high as 300%! Only borrow what you can afford to repay, and be sure to shop around with companies offering Tennessee title loans.


    Title Loan Refinancing In Memphis

    One option to consider if you already have a loan with another lender is a refinance. Did you know you can lower your payments by qualifying for a lower interest rate with a new lender in Memphis? And because the credit requirements are minimal, it won’t take much time to underwrite your application. Premier Title Loans works with customers who took out a loan in Clarksville or other parts of the state, and we can get you a better rate on your loan!


    Applying For A Title Loan In Memphis, TN Online

    Applying online is fast; you may even see an approval that same day. To get started with Premier Title Loans, complete an online application or call us at 800-250-6279. Once approved, you must bring your vehicle in for a quick inspection to determine a funding amount.

    The vehicle inspection should take less than 15 minutes and can be done at a registered location in Memphis. Then, you’ll sign the loan agreement and sign over the pink slip as collateral. Once everything is finalized, you can have the money sent to your checking account or pick it up if you’re working with a neighborhood lender.

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