Premier Title Loans offers fast pre-approval and bad credit is not an issue!


Apply with Premier Title Loans to cash out equity from your car, SUV, or truck. We offer fast approval title loans in Long Beach, CA that don't require excellent credit, and most applicants can qualify with proof of income and a paid off vehicle.

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    Car Title Loans In Long Beach, CA – How Do They Work

    Are you looking for a loan that offers $2,500 or more without much of a credit check? Perhaps it’s time to consider a title loan from Premier Title Loans!

    Whenever you take out a car title loan, you use your car’s collateral as security for a loan. These loans are great for vehicle owners in Long Beach who have bad credit, as your car’s equity is what get’s you approved, not your FICO score. Besides that, you can get underwritten and funded for a loan in less than one business day with only a few documents required.

    Only borrow what you know you can afford to pay back, and also be sure to work with a company that offers low interest rates and transparent repayment terms. The APR on a vehicle equity loan is high and can be 20% or more in California. Read on to see the exact requirements for a title loan in Long Beach and learn more about getting approved with Premier Title Loans!


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    Apply For A Car Title Loan In Long Beach, CA, With Bad Credit

    It’s far easier than you think to apply for a title loan in Long Beach, CA, even with bad credit. Many CA title loan companies do not check your credit and instead focus on the value of your vehicle, proof of income, and the ability to repay the loan. Your credit history is much farther down the list when underwriting a loan and you have a good chance of qualifying if there’s equity in your vehicle that can be used as collateral.

    Lenders fully understand that if you’re applying for a vehicle equity loan, there’s a decent chance that you have issues with your credit. These secured loans are designed to look beyond an applicant’s credit history and instead focus on what matters most; the equity in your vehicle. Don’t be surprised if your FICO score never comes up or factors into your underwriting decision. It’s mostly about your vehicle’s value when you apply for a secured loan.


    Quick Approval Requirements With A Title Loan Lender  In Long Beach

    You can expect a same day pre-approval if you have all the DMV documents in order and have no problems with a quick vehicle inspection. Most lenders can approve your application in a few hours or less! Gather all required documents beforehand, including your title, proof of income, and identification. Other documents that may be required include proof of vehicle registration, comprehensive insurance verification and you may proof that your car or truck has recently passed a smog test in California.

    The inspection process for a title loan in Long Beach is straightforward for anyone who can bring in their vehicle for a quick in-person inspection. We’ll check your car for any mechanical problems, confirm the mileage and Vehicle Identification Number and look for any other defects that could lower the resale value.

    Once approved, you could have the cash in hand within 24 hours! Of course, that timeframe can be even quicker if you want to pick up the funds in person. Some title loan companies in Los Angeles will hand you the cash right after your loan is approved!

    So don’t wait any longer – start on your application with Premier Title Loans in Long Beach today! We’ll match you with a reputable lender that offers competitive interest rates and flexible repayment terms. Don’t let bad credit keep you from getting the cash you need – apply now for title loans in Long Beach, CA.


    Title Loan Refinancing With Premier Title Loans

    Do you have a car title loan from another company in California with an interest rate of 50% or more? Many of these loans were offered before interest rates were capped within the state at 36%, and you can now refinance and get a lower APR and better repayment terms. Premier Title Loans also offers refinancing in Long Beach for car title loans over $10,000, as many have uncapped interest rates. In addition to saving a lot of money on finance charges, you can pay off your loan quicker and potentially avoid a costly vehicle repossession if you default on the loan contract.

    Call Premier Title Loans at 800-250-6279 if you risk falling behind on your payments or simply want to lower your interest rates. We offer quick approval for anyone looking to refinance a title loan in Long Beach!


    Benefits Of Car Title Loans In Long Beach California

    – Quick and easy application process where everything can be completed online or over the phone.
    – No credit check is required, and you can still be approved with a poor credit history!
    – Qualify with a vehicle valued at $5,000 or more.
    – Get cash fast sent by direct deposit or with a money order, often within 24 hours of your initial approval.
    – Flexible repayment terms and no penalty or fees for early loan payoff.
    – You can still use your car during the loan term – Keep driving your vehicle while making payments.


    Apply For A Car Title Loan In Long Beach

    Apply with Premier Title Loans online or call us at 800-250-6279 to see how much qualify for with a car title loan! Loan amounts in Long Beach start at $2,500 and some customers can qualify for up to $25,000 with high value vehicles!


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