We offer online title loans up to $20,000. Apply online or call us at 800-250-6279!


Are you looking for a title loan near me in Bakersfield? Premier Title Loans offers same day approval for those who qualify. You don't need good credit and get your cash in 24 hours or less when you apply online!

    Apply Online With Premier Title Loans

    By checking this box I agree to the Privacy Policy,Terms and Conditions and SMS Policy.

    Get A Vehicle Title Loan in Bakersfield CA

    Anyone with a steady income who owns a vehicle can apply for a car title loan in Bakersfield. Premier Title Loans offers a convenient way to get cash from the equity in your car; the best part is that you can complete the application online or by calling us at 800-250-6279.  We have a short approval process and can get you funded in as little as 24 hours!

    Title loans use a paid off vehicle as security for a loan, which means it’s much easier to qualify than if you wanted a personal loan which relies on your credit history. If you have a FICO score under 600, you can still get pre-approved for a title loan online with Premier Title Loans. We work with local lenders in Bakersfield who aren’t worried about your FICO score or recent lending history, and many of these companies won’t check your recent credit history! Instead, they want to know that there’s collateral backing up the loan.


    Why Choose A Title Loan In Bakersfield – What’s Required

    Guaranteed approval title loans are an excellent solution for anyone who needs cash quickly and has a lien free vehicle. The approval process is straightforward; you can get the funds you need in as little as 24 hours with just your car’s title and proof of income! The car should have less than 150,000 miles with a vehicle year of 2008 or newer. The bottom line is that cars valued at $5,000 or more work great as security for a title loan in Bakersfield. Here are some additional benefits that come with a title loan:


    – You can keep your car while you make on-time payments. A few years ago, you may have needed to put up your vehicle as collateral, not the pink slip. Now, it’s just your car’s title that serves as collateral for a loan. Pay your loan on time monthly and drive your car as normal for the life of the loan.
    – No credit check is required for approval. Many of our applicants have credit scores that won’t get them far when applying for a personal loan. But a title loan instead is based on the vehicle’s equity!
    – Fast pre-approval online with an automated underwriting process. We can get you pre-approved in minutes, meaning your loan can be underwritten in hours with a brief vehicle inspection that same day.
    – Get funded in 24 hours or less. Don’t wait days for a lender to tell you whether or not you’re approved. Apply with Premier Title Loans, and you can have the funds sent by direct deposit to your checking account in one business day!


    Other requirements, besides your car’s pink slip and proof of income, can include proof of vehicle insurance, a valid driver’s license, and references from past lenders.

    If you need cash today and have a paid off vehicle, a car title loan could be the perfect solution for anyone in Bakersfield with a poor credit history! So apply now or call us at 800-250-6279 to start your application with Premier Title Loans!


    The Beale Memorial Clock Tower in Bakersfield CA.


    Car Title Loans With Your Vehicle’s Equity In Bakersfield

    Premier Title Loans has a long history of offering title loans in Bakersfield, and it doesn’t matter if you apply online, over the phone at 800-250-6279, or directly with a local lender in Shafter or Oildale. Our online application process makes it easy to get a quick estimate with just your vehicle details, and with that, you can determine your final loan amount and repayment terms. We also work with Central Valley lenders to provide the best rates with most of your lending terms based on your ability to repay the loan.

    Are you looking to improve the terms of an existing car title loan? There’s a decent chance you can significantly lower the interest on your current loan by refinancing or through a buyout that can get completely new payment amounts and repayment terms. Premier Title Loans works with customers all the time who are looking to refinance and we lower the APR on your title loan down to 35% if you’re still current on the payments. Reach out to us today to see how much money we can save you!


    Apply Online Or With A Direct Auto Title Loan Lender Near Me In Bakersfield, California

    Is it best to apply with a local lender in Bakersfield or directly online? Both options can lead to quick approval, but when you apply online with Premier Title Loans, you’ll be matched with multiple direct lenders in Kern County. Of course, you can always work with a neighborhood company, which often means faster funding from a nearby lender.

    If you need help figuring out where to start, we recommend applying online with Premier Title Loans so you can compare different payment terms and lending restrictions in Kern County, CA. We offer a straightforward online application where you only need to submit some contact info and vehicle details. We’ll then work to get you approved to have cash in your hands that same day. Apply online now or call 800-250-6279!


    Other Cities In California:


    Women driving a vehicle on Highway 99 through Bakersfield.