Apply for a title loan using our online for below or call us at 800-250-6279!


Are you looking to get a car title loan Laredo TX without dealing with the hassle of a credit check? We offer bad credit title loans and you don't need a good credit score. Apply online using you car's equity and get a loan up to $15,000!

    Apply Online With Premier Title Loans

    By checking this box I agree to the Privacy Policy,Terms and Conditions and SMS Policy.

    Title Loans In Laredo TX

    Premier Title Loans can help anyone in Laredo, TX, looking for a same day cash loan. We’ve offered access to car title loans in TX for nearly a decade and currently work with a handful of direct lenders in Laredo. These secured loans are great for someone with equity in their vehicle and you don’t need an excellent credit score to qualify for instant approval!

    One advantage of a car title loan is that they’re typically easier to acquire than unsecured loans from personal lenders or your local bank. In addition, your car acts as collateral for the amount borrowed, so companies are willing to take on the risk of lending to people with poor credit or no credit history.

    Funding Amounts & Interest Rates For Laredo TX Title Loans

    Loan amounts for car title loans in Laredo, Texas, depending on the car’s current value. Lenders will offer you a percentage of the car’s value which ranges from 25% to 50%; so if a vehicle is worth $8,000, you can borrow up to $4,000 with a secured loan.

    Car title loan interest rates can be high in Texas, ranging from 30% to 250% APR. In addition, some direct lenders will charge additional fees for early payments, late charges, and loan origination fees.

    Monthly payments for auto title loans in Laredo are based on the payment terms and estimated loan amount. While each quote and loan amount differs, you should expect a monthly payment of around 5 to 10% of the borrowed amount. Monthly payments start at around $100 and for can approach $1,000 for high dollar loan amounts.

    You must meet specific criteria to be eligible for a car title loan in Laredo, Texas. These may include:

    • Proof of income and employment
    • Valid government-issued ID
    • Proof of insurance and registration for the car
    • Proof of residency in Texas

    Before applying for a car title loan in Webb County TX, carefully weigh the risks and costs. You risk losing your vehicle to a repossession with just one missed payment so only borrow an amount you need.


    Driver on I-35 in Laredo TX


    Refinance A Title Loan In Laredo

    Refinancing a car title loan requires applying for a new loan with another lender who will pay off your existing debt and give you new terms. To be eligible, you will usually need the same documents as when applying for the original loan – proof of ownership, proof of income, and valid ID.

    Another option is to apply for a title loan buyout with Premier Title Loans. We work with companies in Laredo that may buy out your existing loan, which means you can get a new payment term and payoff amount. Most importantly, you can get back to current on the payments if you’ve fallen behind or are facing repossession.


    What Happens After Being Approved With Premier Title Loans

    Once approved for a car title loan, the lender will provide you cash in exchange for your vehicle title, which serves as collateral. There will be a set repayment period (5 months to 3 years), during which you must make monthly payments to repay the loan; if not made timely, repossession of your vehicle could occur.

    Before accepting a car title loan, it is essential to read through the contract and lending terms. Review the interest rate, monthly payments, fees associated with the loan, and any penalties for defaulting. Ask your lender for clarification before agreeing to proceed if you have any doubts or issues.


    Apply With Premier Title Loans For A Laredo Car Title Loan

    There’s more than one way to apply with Premier Title Loans. Anyone n Laredo can get a fast and quick loan online and there’s always the option to apply over the phone. But, would you rather meet with a direct lender in person? There’s no risk in meeting with a title loan company near me and you can get pre-approved quickly by asking questions and receiving in-person assistance!

    How you initially apply with Premier Title Loans doesn’t matter but you’ll need to have a paid off vehicle with verifiable income in the form of unemployment insurance, pay stubs or annuities. Lastly, you need to sign over the car title as collateral for the loan. Did you notice we didn’t mention anything about a credit check or whether you have decent credit? That’s right! These loans don’t require a good credit history; most of the time, you can be approved with multiple loan defaults and missed payments!

    Apply online or call us at 800-250-6279 to see your vehicle’s equity value. We work with qualified customers in Laredo, TX looking for a title loan that’s completely online with no store visit and you should be able to get your money in 24 hours or less!


    Other Cities In Texas


    View of Downtown Laredo TX.