Unexpected financial emergencies can happen to anyone. An expensive car repair, job loss, or medical bills can quickly leave someone in a pickle with nowhere to turn. Sometimes, people may take out a personal loan, but consideration from a lender for those can take time, and there’s no guarantee that you’ll even be approved. However, you can get approved for a car title loan that day!

The best way to know how much you’ll be able to borrow is with a car title loan estimate. This is a fast, free, no-obligation assessment of the value of your car and how much a company that funds guaranteed approval online title loans is willing to give you. The best part? There’s no credit check! You can still apply for a title loan estimate even with bad credit.

Quick Title Loan Quotes

Getting an upfront quote from Premier Title Loans is simple and takes less than 10 minutes. Complete our online application or call 800-250-6279 to get your estimate over the phone. We can get you a quick quote because we only need basic information about your car’s value and your monthly income to estimate your loan amount and required payments!

The estimate isn’t an application for any specific online title loan but a starting point for you to consider. Use the numbers from your quote to come up with an exact quote that matches what you need for payment terms and monthly payment amounts.

What Information Do I Need For a Title Loan Quote?

The title loan estimate we give you is based on the details about your car. The vehicle’s make and model will generally determine your loan amount, monthly payment, and interest rate. The car’s age also matters since your vehicle older vehicles are often worth less. Mileage is also essential since cars with higher mileage tend to have more wear and tear and are, therefore, not worth as much.

Here’s what you’ll need to complete your title loan estimate application:

• The year, make, and model of your car
• Total mileage
• Trim package details
• Details about any upgrades or modifications

Any extra features on your car may increase the value of your car loan quote. For example, a leather interior, moon roof, top-of-the-line stereo system, and other upgraded features can add extra dollars to your bottom line regarding the vehicle value.

Remember that this is just an estimate, not the total loan amount you’ll receive after completing your application. The exact amount, interest rate, and repayment terms will be decided after your application has been underwritten.

Will the Quote Match My Final Loan Terms?

Your initial quote won’t necessarily match your final loan amount and that’s because your lending terms will invariably change based on the vehicle’s resale amount, your credit profile, and the specific underwriting standards. In addition to that, each state has different regulations concerning loan limits, monthly payments, and interest rates and those details will likely change your final lending terms.

Another thing that affects your final loan amount is whether or not you’ve had to borrow more than the vehicle’s sticker price due to multiple prior car loans. Suppose you’ve borrowed money against your car loan title before, defaulted on the loan, or been consistently late with your payments. This, too, is taken into consideration when approving your loan.

How Much Does It Cost For a Car Title Loan Estimate?

Nothing! Getting an estimate is a quick and free way to determine how much you can borrow with a title loan. We’ll be able to tell you within 30 minutes what to expect in terms of the monthly payment, APR, and expected loan amount and and there’s no charge for this breakdown. A title loan estimate from Premier Title Loans may be the easiest way to decide if a vehicle equity loan makes sense for you!

Do You Need a Car Title Loan Quote?

Do you need money fast? Have you recently lost your job or run into an emergency expense? Or perhaps you need a quick quote from a company that’s open and offers title loans on a Sunday. The fact is that you don’t always need a quote to get started with our online application as we can get you a funding decision in just minutes! We offer car title loans on just about any car, truck, or motorcycle, and we can even provide same day cash if you’re approved.

Call us at 800-250-6279, visit us online to learn more about the process, or drop in for your fast, free, no-obligation car title loan estimate from Premier Title Loans!

Jessica Chase

Jessica has been working in the title loan lending industry since 2012. Before that, she managed a team of customer service representatives for one of the largest payday loan companies in the US. Since coming to Premier Title Loans, she’s overseen our sales and marketing department and looks forward to educating consumers on their different financing options. Jessica is always open to feedback and questions related to short term loans!