We offer online title loans, and you can qualify with a lien free title and proof of income!


Are you interested in getting more information about our title pawn offers in Columbia SC? Premier Title Loans can get you approved for a title loan of up to $20,000 and you don't need to deal with a credit check.

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    Instant Approval Car Title Loans Online In Columbia SC

    Are you in need of some same day cash but worried about your credit standing in the way? Don’t fret! In Columbia, SC, there are options for those with bad credit to receive a loan. One option is a title loan, where you can use your car as collateral to borrow money. To qualify for title loans online, you need a clear car title and proof of income. In addition, some companies may ask for proof that your car or truck is insured up to the max value. You may also need to provide a few references, but your primary requirement is the paid off vehicle.

    But what if you don’t have a car that’s entirely paid off or, for whatever reason, don’t want to use it as collateral? No problem! Personal loans are also available in Columbia for those with bad FICO scores or even if you have a limited credit history. These loans are offered online and with local lending services in your neighborhood. These loans will have higher interest rates and stricter repayment terms but can still provide much-needed funds.

    The most significant difference for an unsecured loan is that you don’t have equity backing the funded loan amount. This is great if you ever fall behind on payments. Still, lenders are generally leery of putting out much cash without collateral. Because of that, your funding amount will be much lower for an online personal loan than a title loan online.


    Benefits Of A Title Loan With No Store Visit In Columbia, SC

    – Quick and easy process to apply and get approved
    – Keep your car while making payments
    – Higher funding amounts available
    – Better interest rates than unsecured loans


    Benefits Of A Personal Loan In Columbia, SC

    – No need to use your car as collateral
    – Easier to qualify for smaller loan amounts
    – Lower risk for the lender
    – More flexible repayment terms and early payment options

    No matter which option you choose, research the lender and fully understand all the terms and conditions before signing up for a lending offer. Good luck finding the best loan for you in Columbia, SC!


    Customer counting money to avoid having to take out a title loan.


    Why Choose Premier Title Loans For A Secured Loan

    The bottom line is that dozens of lenders fund South Carolina title loans. Many can offer a great rate and an ideal payoff term for your title loan. So why go with Premier when you need a fast cash title loan in Columbia, SC? The answer to that is simple! We’ll match you with a licensed company near you that offers the best rates and payment options!


    Loan Amounts And Repayment Terms For Title Loans In Columbia, SC

    Repayment terms for a title loan depend on your specific financing terms, and will vary depending on the lender and your financial situation. Generally, you can borrow up to 60% of the car’s value, depending on the lender and the resale value of similar vehicles, and that means an average loan amount of $2,500 in SC.

    If your car is repossessed by a lender or 3rd party bill collector in Columbia, SC, it’s up to you to get the vehicle back promptly. Once you receive notification that your car was repossessed, you can make payment arrangements or redeem the vehicle. However, if this is unsuccessful, the lender may sell your car at a public auction to recoup their losses. Therefore, staying on top of loan payments and communicating with lenders if anything changes in your financial situation is important. This can help prevent a scenario where you no longer have the right to purchase your car back.


    Apply For Loans Near Me In Columbia, South Carolina

    As with any short term loan, there’s more than one way to apply and get your cash from a direct lender in Columbia. Some customers start with the application here at Premier Title Loans. Our entirely online process is excellent for those looking to get money in 24 hours without dealing with a lending place nearby. Premier works with licensed finance lenders throughout the state, and we’ll match you with the best option in your local area.

    What if you’re more comfortable applying for a title or payday loan in person? In that case, numerous retail locations throughout Columbia offer these secured loans. Simply searching for lenders near me will bring up several options, and it’s essential to do your research before committing to any direct lender.

    Don’t wait much longer to cash out equity from a car or truck – apply now and see how easy it can be to get a title loan in Columbia, SC! Please apply online at any time or call us during regular business hours at 800-250-6279 to see how quickly we can process your application.


    Cities Near Columbia, SC:


    Example of a vehicle that can be used for a Columbia SC title loan.