We offer online title loans, and most customers can qualify with a paid off vehicle!


Are you looking for a title loan in Florence SC? At Premier Title Loans, we work with customers in Florence, and we know what you need to get approved. Loan amounts start at $2,500 and go up to $20,000 for well qualified vehicles.

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    Car Title Loans In Florence – What To Know

    South Carolina is one of a handful of states that allows car title loans, and we’ve seen over the past few years how popular these secured loans are in Florence, SC. People turn to title loans when they’ve maxed out their credit cards and can’t qualify for a personal loan from a lender that requires good credit. Instead of relying on your credit history or FICO score, a car title loan depends upon the value of your car. You can use your paid off car as collateral and get a loan up to the total market value of your vehicle – no credit score required!

    At Premier Title Loans, we know that life happens, and sometimes you need extra cash to help make ends meet. We work with local lenders that offer same day approval to cash out your vehicle’s equity. Best of all, there’s a chance you can get the funds sent straight to your bank account in 24 hours or less!


    Requirements For An Auto Title Loan In Florence, SC

    • You must be at least 18 years of age with a valid license or state ID in SC
    • The car must be registered under your name with up to date vehicle insurance
    • You can’t be involved in any bankruptcy proceedings
    • The car can not have any liens against it, and you need the official pink slip (no copies)
    • The car must pass an inspection from an authorized agent
    • Have proof of income (pay stubs, bank statements, etc.

    With Premier Title Loans, you can get the cash you need fast! It takes little time to underwrite your loan application, and most customers in Florence can get approved with their money in hand in less than one business day!


    How Does The Vehicle Inspection Work & What’s My Title Loan Value In Florence, SC

    Once you’ve submitted your application, one of our authorized agents will request a vehicle inspection. After the inspection, you’ll receive a lending offer based on your car’s market value.

    On average, you’ll be able to borrow 35 – 60% of the vehicle’s value. So, a car worth $15,000 can lead to a title loan value of around $7,500.


    Cash funding for a same day loan.


    Can I Get A Title Loan In Florence, SC, With Bad Credit & What Are The Rates

    You can be approved for online title loans in Florence, SC, with a bad credit score or no credit history! Remember, your car’s equity gets you approved for these loans, not your credit rating. Rates vary depending on your vehicle value, but you should expect an APR between 40% and 100%. Remember that these rates are subject to change, so compare financing rates from different lenders before signing any paperwork.

    Are you looking to lower the rate on your current title loan, or are you interested in a buyout? The good news is that Premier Title Loans can help refinance your current rate or even get you new lending terms. We work with companies in Florence that can offer you a better rate, more time to repay your loan, or even buy out your current title loan altogether. All you need to do is be current on the existing vehicle equity loan and meet the current qualifying requirements. Your current APR can be reduced considerably, and you may get a more favorable payoff!


    What To Know About Title Loans In Florence, SC

    These types of secured loans can’t only be good, right? The short answer is yes, but some downfalls come with auto title loans. First, you’re using the equity in your vehicle as collateral for a loan. That means that if you don’t make the payments, the lender will have the right to repossess your car or truck and sell it to get paid back.

    Another thing to remember is that title loans usually come with significantly higher APRs than personal loans and cash advances because there’s limited focus on your credit history.

    Research first if you’re considering getting an auto title loan in Florence, SC. Compare different lenders and rates for local loan companies in South Carolina. There are dozens of lenders throughout the state, and having a referral or recommendation from a previous customer is helpful.


    Apply For Instant Title Loan Cash In Florence, SC

    Are you ready to start your application for a title loan? The first step is to determine how you prefer to apply. Would you prefer to apply with a company like Premier Title Loans that offers access to online title loans, or do you want to work with a local lender?

    Get started with a guaranteed approval title loan in Florence! Call us at 800-250-6279 or apply online with Premier and get cash in less than 24 hours!


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