We offer online title loans, and most customers qualify with a paid off vehicle!


Are you looking for a title loan in Florence SC? At Premier Title Loans, we work with customers all throughout South Carolina and we know what you need to get approved. Loan amounts start at $2,500 and go up to $20,000 for well qualified vehicles.

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    South Carolina is one of a handful of states that allows car title loans, and we’ve seen over the past few years how popular these loans are in Florence, SC. People turn to title loans when they’ve maxed out their credit cards and can’t qualify for a personal loan from a lender that requires good credit. Instead of relying on your credit history or FICO score, a car title loan depends upon the value of your car. You can use your paid off car as collateral and get a loan up to the total market value of your vehicle – no credit score required!

    At Premier Title Loans, we know that life happens, and sometimes you need extra cash to help make ends meet. We work with local lenders that offer same day approval to cash out your vehicle’s equity in Florence!


    Requirements For An Auto Title Loan In Florence, SC

    To get an auto title loan in Florence, SC, you’ll need to meet the following minimal requirements:

    • You must be at least 18 years of age with a valid license or state ID in SC
    • The car must be registered under your name with up to date vehicle insurance
    • The car can not have any liens against it, and you need the official pink slip (no copies)
    • The car must pass an inspection from one of our authorized agents
    • Have proof of income (pay stubs, bank statements, etc.)

    With Premier Title Loans, you can get the cash you need fast! It takes little time to underwrite your loan application, and most customers in Florence can get approved with their money in hand in less than one business day!


    How Does The Vehicle Inspection Work & What’s My Title Loan Value In Florence, SC

    Once you’ve submitted your application, one of our authorized agents will request a vehicle inspection. Once the inspection has been completed, you’ll receive a lending offer based on your car’s market value.

    To determine your car’s or truck’s current value, you should use an online valuation service like Kelly Blue Book to check used car pricing and see your vehicle’s resale value in Florence County, SC.


    Cash funding for a same day loan.


    Can I Get A Title Loan In Florence, SC, With Bad Credit & What Are The Rates

    You can be approved for online title loans with a bad credit score or no credit in Florence, SC.  Rates vary depending on your vehicle value, but you should expect an APR between 40 and 100%. Remember that these rates are subject to change, so compare financing rates from different lenders before signing any paperwork.

    Are you looking to lower the rate on your current title loan or are you interested in a buyout? The good news is that Premier Title Loans can help refinance your current rate or even get you new lending terms. We work with companies in Florence that can offer you a better rate, more time to repay your loan, or even buy out your current title loan altogether. All you need to do is be current on the existing vehicle equity loan and meet the current qualifying requirements. Your current APR can be reduced considerably and you may even get a more favorable payoff!


    What To Know About Title Loans In Florence, SC

    These types of secured loans can’t only be good, right? The short answer is yes, but some downfalls come with auto title loans. First, you’re using the equity in your vehicle as collateral for a loan. That means that if you don’t make the payments, the lender will have the right to repossess your car or truck and sell it to get paid back.

    Another thing to remember is that title loans usually come with significantly higher APRs than personal loans and cash advances because there’s limited focus on your credit history.

    Research first if you’re considering getting an auto title loan in Florence, SC. Compare different lenders and rates before signing up for any loan to ensure the best deal possible. Also, ask friends and family members if they have experience working with local loan companies in South Carolina. There are dozens of lenders throughout the state, and having a referral or recommendation from a previous customer is helpful.


    Apply For Instant Title Loan Cash In Florence, SC

    Are you ready to start your application for a title loan? The first step is to determine how you prefer to apply. Would you prefer to start with a company like Premier Title Loans that offers registration loans and online title loans, or do you want to work with a loan company near me in Florence?

    Get started with a guaranteed approval title loan in Florence! Apply online with Premier for an online title loan and get cash in less than 24 hours!


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