(800) 250-6279BORROW $1,000 OR MORE WITH A CAR TITLE LOAN IN TEMPE
Apply with Premier Title Loans online or call 800-250-6279 to get cash for your paid off vehicle!
ONLINE CAR TITLE LOANS IN TEMPE ARIZONA
Are you looking to use your car as collateral with a title loan in Tempe? Car title loans loans are ideal for anyone with poor credit and you can get pre-approved in less than an hour. Funding amounts start at $1,000 in Tempe with repayment terms of 12 to 60 months!
What To Know About Title Loans In Tempe
Do you need a personal loan but can’t get approved because of your poor credit history, or maybe you need to borrow more than the $200 you can get with an unsecured lender? Premier Title Loans can get you pre-qualified and underwritten for a Tempe title loan in less than 24 hours! Car title loans are available to anyone with a lien free vehicle, and your credit history or past payment issues are not as important as the equity in your car. Borrow $1,000 or more in AZ, and you can keep driving your vehicle while making monthly payments on your loan.
The qualifying process for a title loan in Arizona is straightforward for anyone who applies with Premier Title Loans! If you meet the following requirements, you can qualify for fast funding online or directly with any licensed company in Tempe.
-You must own your vehicle outright (no outstanding loans, leases, or cosigners), and the pink slip needs to be in your name(that means you can’t have a cosigner)
-Your vehicle must be registered in Arizona and insured with comprehensive coverage
-Your vehicle must be worth at least $2,000 to use as collateral for a title loan.
-You must have a valid identification and proof of residency in AZ
-You must provide proof of income to qualify for the requested loan amount
Choose The Best Car Title Loan In Tempe!
Car title loans are more affordable than unsecured loans because they typically come with lower interest rates and longer repayment terms. Your car’s equity is the collateral for the loan, and a lender should prefer that over a good FICO score or recent payment history on your credit cards! In addition, title loans are perfect for someone in Tempe who can’t qualify for a personal loan and doesn’t want to pay the high interest rates associated with payday loans. You can repay the full loan anytime; most companies won’t charge an early payoff penalty.
Another lending option for customers in Tempe is a registration loan, where you use the registration documents from the Arizona MVD as collateral. There’s no need to use a vehicle as security for a registration loan, and most customers can qualify for $500 to $1,500 with minimal credit requirements. Apply with Premier Title Loans to learn more about our title and registration loan options in Tempe, AZ. We’ll recommend the best loan for your financial situation and get you a quick pre-approval estimate! Even if you need cash that same day, many of our applicants can pick up their funds from a local company anywhere in Maricopa County hours after approval.
Bad Credit Title Loans In Tempe, Arizona
Applying for title loans online in Tempe is easy and convenient; surprisingly, you don’t need a good credit score. While a lender in Tempe may run a quick credit check, they’re more focused on your vehicle’s value and whether or not it can pass a vehicle inspection. Bad credit title loans are possible for anyone with a car that has value, and there’s a chance you can be approved for a title loan without a credit check!
While most customers can qualify for a title loan regardless of their FICO score, you’ll probably need to bring your vehicle in for an inspection to verify its value. Online title loans are sometimes possible in Tempe without an inspection, but these loans are limited to $1,000 or less, and you will likely face additional underwriting requirements. With Premier Title Loans, you can apply with us in Tempe online or by calling 800-250-6279 and we’ll make it as easy as possible to schedule a quick inspection before you sign your paperwork and get your money.
During the vehicle inspection process, you can expect the lender to do the following:
– Verify the condition and value of your vehicle
– Verify the VIN and current mileage
– Take photos of your vehicle and ensure the car is operable
– Confirm that you have a clear title with other matching documents and banking information
– Review the payoff details for your loan and sign your contract
Auto Title Loans In Tempe – How Much Do They Cost
Contrary to popular belief, title loans are not always expensive. Yes, the interest rates can be high (over 30% on a monthly basis), but some companies offer introductory rates, and you can always refinance your loan with a quicker repayment term and lower rate. These loans may have lower interest rates than other payday advances and short-term loans!
If you need cash fast and are looking for an affordable loan option, Title loans in Arizona can be the perfect solution when you can’t get funded with a personal loan! Anyone in Tempe can apply with Premier Title Loans, and we’ll work to get you the lowest APR possible! Do you already have a title loan quote from another lender or broker in Arizona? Bring it to us and we’ll let you know if we can beat it! Sometimes, we can get you a quicker payoff term with a reduced APR.
Can I Refinance An Existing Car Title Loan
Yes! You can refinance your existing loan or get a title loan buyout from any licensed lender in Arizona. Complete the Premier Title Loans online application, and we will connect you with companies in Tempe that can refi or buy out your existing loan! Refinancing isn’t an option for everyone, and it doesn’t make sense to take out a new loan if you can only reduce your interest rate by a few percentage points. But it only takes a minute to call us at 800-250-6279, and we’ll let you know what you can save with a title loan refinance in Tempe!
Consider a refinance if your title loan interest rate is over 40% or you want to reduce the fees on a registration loan. You’ll be surprised at how much money you can save by getting new terms on your loan, and it takes less than one business day to apply with us and get new lending terms!
Title Loan Benefits From A Lender In Tempe, AZ
Working with a local title loan company in Tempe has a few benefits. First, you’ll be able to work with someone face to face and always make your monthly payments in person. Second, there’s often a trust factor when you get a loan from someone in your neighborhood versus an online company you’ve never met. Lastly, you can get your money much quicker! Why wait days for the cash to hit your bank account when you can pick up the funds that same day from your lender? Most equity lenders in Tempe offer fast underwriting, which means they can underwrite the loan and inspect your vehicle in hours, and after that, you can grab the cash!
Apply online with Premier Title Loans, or call us at 800-250-6279 for the best deal on a Tempe title loan!