(800) 250-6279GET CASH FOR YOUR PAID OFF VEHICLE WITH A TUCSON TITLE LOAN
We offer online title loans, and you can see same day approval if you qualify!
ONLINE CAR TITLE LOANS IN TUCSON AZ
Premier Title Loans knows how difficult it can be to find a local lender that offers cash if you have bad credit. That's why car title loans are such a great option for those in Tucson who have equity in their vehicle. Borrow up to $15k and set your lending terms!
Auto title loans can be an excellent option for anyone looking for car title loans near me as you can access cash quickly with a paid off!
These types of loans are designed for people who otherwise can’t qualify for traditional loan offers that require good credit while only offering small loan amounts. Most companies in Tucson, won’t even check your credit and you can get a lending offer of $2,000 to $20,000 with a title loan when you apply online with Premier Title Loans.
Qualify For Title Loans Near Me In Tucson, AZ
You’ll need to meet specific requirements to qualify for a title loan from a lender near me in Tucson. First, you need to be an adult and have a valid ID from the Arizona MVD. The vehicle’s title needs to be paid in full, and any additional loans can’t be attached to the title. You will need to have physical ownership of the car and title. The pink slip will be handed over to the lender while you make the monthly payments on the vehicle collateral loan.
Other specific requirements in Tucson may include proof of employment or enough monthly income to justify the loan amount offered. Some companies offer title loans with no income verification, but these often result in low loan amounts, and you may still be required to verify some form of consistent employment. You may be asked for proof of vehicle insurance covering the full car replacement cost in AZ.
What Is The Process To Get Title Loans In Tucson, AZ?
The underwriting process can often be completed in less than an hour. Start with Premier Title Loans by filling out our online application. This will give a Tucson lender all the necessary information to determine if you meet the basic qualifications for a title loan.
If you do, the lender will contact you to schedule an inspection of your vehicle. This is where they will verify that your car meets the required standards and note its current market value.
Would you rather apply with a direct lender near you? If so, that’s are options from dozens of local loan providers. Many of these companies are located downtown near the University of Arizona campus, and most allow you to apply online and pick up your cash in person that day!
Tucson Title Loans With Bad Credit
Auto title loans in Tucson are available to people with bad credit. Many lenders don’t even run a credit check. These bad credit title loans are ideal for someone who can’t be approved with a bank lender.
Instant car title loans in Arizona are great when you need emergency funds, but remember you must put up your vehicle as collateral for the loan. You face the risk of losing your car to repossession if you miss a monthly payment, and because of that, you should always turn to unsecured bank loans and installment loans first if you qualify.
What Is The APR For Title Loans In Tucson And How Long Do the Payments Last?
Most lenders that offer car title loans in Tucson have an APR that’s around 100%, which can even be higher in some cases. This is a high rate, but it’s still lower than other options available to people with bad credit.
The payment term depends on your payoff schedule and monthly payment amount. Most vehicle title loans are repaid over 12 to 18 months, but you might find a lender that offers a shorter or longer repayment term. Spend time looking for companies that allow early payoffs and don’t charge a prepayment penalty for paying off your loan in full. By getting out from under your loan obligation, you can avoid costly fees and interest charges on the back end of the loan contract.
Take note of the payoff amounts and other applicable fees before signing any contract. Always pay off the loan quickly to avoid cost APR charges and expenses.
What Are The Main Benefits Of Online Title Loans In Tucson?
Online title loans in Tucson have become popular in recent years because of their many benefits. Of course, these loans aren’t for everyone, and you should only move forward with a lender once you realize how these loans work. Here are some of the main advantages of a secured loan:
– Fast and easy online application process that can be completed in minutes with minimal paperwork requirements.
– No credit check is required in most cases, and most lenders will only check credit to verify identity and ensure your vehicle exists, and the car title is in your name.
– Get a cash advance based on the value of your car, not your lending history.
– Funds can often be deposited into your bank account within 1-2 hours if your bank allows instant ACH transfers. This timeframe can be even quicker when you apply with title loan providers that have offices within Pima County.
– Many lenders offer flexible payment schedules to fit your budget. Work with the loan underwriter to come up with terms and payoff amounts that work for both sides.
– Allows you to keep the vehicle while paying off the loan.
Car Title Loans Near Me In Tucson, AZ
Car title loans near me are an excellent option for people who need cash quickly and don’t want to go through the hassle of applying for a bank loan. They offer fast payments and most lenders will let you pay off the amount borrowed at any time without a prepayment penalty—contact Premier Title Loans to learn more about our Tucson loan offers. We’ll help you apply online, or we can explain the different lending options over a quick phone call!
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