(800) 250-6279GET CASH NOW WITH A MIAMI CAR TITLE LOAN
Start your application online or call us at 800-250-6279 to see how much money you can borrow!
ONLINE TITLE LOANS IN MIAMI!
We offer fast approval for online title loans in Miami! These loans are great for people who don't have good credit or if you're looking to borrow more than $1,000. Qualify with a paid off pink slip and proof of income to get same day funding!
Car Title Loans In Miami– How They Work
Applying for an online car title loan with Premier Title Loans in Miami is hassle free for anyone with a paid off vehicle. You can get approved for $2,000 or more. You don’t need excellent credit to get pre-approved, and the most important requirements are having a lien-free car title and income verification.
Car title loans are different from personal loans in that they are not underwritten based on your credit history. Instead of focusing on your credit, we look at how much equity is available in your car, truck, or SUV. That equity is used as security for the loan, and you can expect a repayment term of 12 to 48 months in Miami. Call us at 800-250-6279 to start the application process. We can quote you in minutes with just your vehicle information and contact details!
Requirements For A Miami Title Loan
Do you own a vehicle that’s titled in your name and completely paid off, and do you have an up-to-date copy of the pink slip? Can you verify your income with bank records or payment stubs? If so, there’s a decent chance you can get approved for a title loan in Miami in less than 24 hours. Most newer vehicles will qualify and you should have no issues getting approved with a 2012 or newer car or truck with 150,000 or fewer miles.
Other requirements vary by lender, but you’ll probably also need proof from the Florida DMV that your car has active registration and full vehicle insurance coverage, and we may need to inspect the vehicle if you’re looking to borrow $5,000 or more. By bringing in your car for inspection at any lending location in Miami, we can confirm its present value and look for any defects or mechanical problems with the vehicle that could lead to a lower resale value.
Interest Rates To Expect With A Title Loan Lender in Miami
Some title loan companies in Florida charge incredibly high interest rates and have unreasonable terms, but that’s not the case with our network of lenders in Miami. Once you apply online with Premier Title Loans, we’ll match your information with that of multiple local companies competing to offer the best APR and payment terms. With that, the rates will still be high for these bad credit title loans, and you should expect an interest rate of 25% or higher. However, you always have the chance to refinance your loan later, and you can pay down the entire balance at any time without an early payoff penalty.
Bad Credit Concerns With Miami Title Loans
Some borrowers may be leery of applying for car title loans online if they have poor credit or no recent credit history. On the contrary, many applicants have no problem getting funded for online title loans in Miami if they have bad credit. That’s because these types of secured loans use the equity from your car or truck as security for the loan. There’s no longer a need to rely on your credit history when you have a vehicle valued at $5,000 or more acting as the collateral for your loan! So don’t worry about getting rejected for a title loan because of poor credit! Apply with Premier Title Loans today to borrow $2,500 or more in Florida without stressing about your credit score!
Tips To Get An Easy Approval Online Title Loan In Miami
1: Not all title loan companies are created equal. Secured lenders are just like other finance companies; most are subject to state lending regulations in Florida. Do your research and find a company that puts your needs first while disclosing the rates and terms for your loan.
2: Look into different repayment terms. Some lenders might have a higher loan amount or offer quick approval with minimal underwriting requirements. But ultimately, you’ll save the most with the best interest rate and payoff term. You can save thousands of dollars over the lending term with a Miami lender who offers the lowest interest rate!
3: Know your vehicle’s value. Newer model vehicles with low mileage have a higher value than cars from previous decades. That’s okay if you only want to borrow a small amount. But if you’re looking for an equity loan on a car valued at 5k or more, you’ll need to apply with a vehicle worth at least double that amount!
4: Be sure you can afford the monthly payments. Before you go with any specific lender in Miami, consider the loan’s cost and whether you can afford the payments. Don’t get into a situation where you must skip a payment or renegotiate the payment terms!
Are you ready to see your car’s title loan value? Apply online with Premier Title Loans or call us at 800-250-6279, and we’ll walk you through everything step by step!
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