Apply below or call Premier Title Loans at 800-250-6279!


Anyone with a lien free vehicle can be approved for a car title loan in Albuquerque. You don't need excellent credit to get approved and loan amounts range from $2,500 to $15,000. Apply with Premier Title Loans to get a pre-approval quote in 15 minutes!

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    How Title Loans Work In Albuquerque NM

    If you need cash and own a lien-free vehicle, you may consider an online car title loan. These secured loans are popular in Albuquerque because you can borrow a large amount of money, the approval process is quick, and you don’t need good credit to qualify.

    A title loan uses a vehicle as collateral, and you qualify with a car or truck that’s valued at $6,000 or more. Borrow up to 65% of your vehicle’s equity, and there’s a good chance you can get funded within one business day!

    The APR is one thing to consider when taking out a title loan in Albuquerque. Title loans typically come with higher interest rates than traditional bank loans due to their risky nature – so it’s essential to shop around before deciding on a lender. Some recent news on this front has helped borrowers in one sense, as House Bill 132 is now in effect. This law lowered the cap on interest rates from 175% to 36% and applies to all small dollar loans under $10,000.


    Albuquerque Title Loan Requirements

    – You must be a resident of New Mexico. 
    – You need a paid off vehicle in your name with no other cosigners. 
    – Provide proof of income and car registration documents. 
    – You must bring in your vehicle for a quick inspection at any retail lending location In Albuquerque


    Title loan providers in Albuquerque may ask for additional documents, such as bank statements, vehicle maintenance records, or employment verification, so be prepared to provide those if asked.


    Albuquerque, NM at night


    Vehicle Values For Title Loans In Albuquerque

    Here in Albuquerque, it doesn’t take long to determine your car’s title loan value and get an estimate of your loan amount.

    Companies offering title loans in NM consider several factors when deciding on the value of your car, including its make and model, year, and mileage. However, the most critical factor is the current market value of your vehicle, which can be easily determined with a free appraisal from Premier Title Loans

    You can determine the estimated loan amount once you know your vehicle’s appraised value. Title loans are typically offered for 40% to 60% of the vehicle’s value, which means a car worth $6,000 can lead to a funding amount of around $3,000.


    Refinance An Existing Title Loan

    Are you paying down the balance on a title loan from another lender in New Mexico? If so, there’s a good chance we can lower the interest rate on your loan with a title loan refinance! Most loans issued before 2023 had interest rates over 75%, which makes them very difficult to repay. Now that title loan rates are capped at 36%, you can save a significant amount of money by refinancing with Premier Title Loans.

    We’ll do all the work for you and determine how much you can save by refinancing. It takes less than 15 minutes to estimate your refinancing options in Albuquerque, so what do you have to lose? Call us at 800-250-6279 to lower your interest rate today!


    Bad Credit Title Loans – How Do They Work In Albuquerque

    We’re all led to believe that having bad credit means you can’t be approved for any loan, as traditional banks won’t take the risk. However, that’s not always true – you can still get a loan even if your credit score is low as long as you meet specific minimum requirements. This is where bad credit title loans come in.

    Bad credit title loans are secured loans (meaning they require collateral) and are typically the only option for someone with poor credit. So, how do they work exactly? In Albuquerque, you must meet a few basic requirements, such as having a lien free vehicle in your name and proof of income. Once the lender verifies those requirements, funds will be released within 24 hours or less – making it an ideal quick funding solution.


    Apply With A Title Loan Company Near Me In Albuquerque, NM

    Look no further if you’re looking for fast cash from a title loan company in Albuquerque.  Start with the Premier Title Loans online application and finish the vehicle inspection with a local company in Nob Hill or Uptown. It doesn’t matter where you live, as there are dozens of lenders throughout Bernalillo County!

    Call Premier Title Loans at 800-250-6279 to apply online for a same day title loan of $5,000 or more!


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