Auto Title Loans In Farmington, NM

We offer online title loans, and most applicants qualify for same day approval!


Premier Title Loans continues to offer cash title loans in Farmington, New Mexico. Our lending terms have not changed for 2023 and we can typically get you approved with just a paid off car title and proof of income. Qualify for up to $15,000 and get your money in hours from a local lender.

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    How Auto Title Loans Work In Farmington, NM

    A fast and easy title loan can be what you’re looking for if you need cash today but can’t qualify with an unsecured lender. When you apply for a title loan in Farmington, you use a lien free vehicle as collateral for a loan. These title loans start at $2,500 and increase based on your vehicle’s resale value. Repay the loan over four months to 3 years and keep driving your car or truck while your lender holds the title as security.

    With Premier Title Loans, applying online can be simple and easy as we’ll match you with a local direct lender in Farmington who can fund your loan that same day!


    Requirements For A Title Loan In Farmington

    To receive a fast title loan in New Mexico from Premier Title Loans, you must have the following:

    • A valid driver’s license or state identification – The ID card can’t be expired and the information must match what shows on the car’s pink slip.
    • Proof of residence (utility bill, bank statement, etc.) – We must verify your physical residence and ensure you qualify per the NM state regulations.
    • Your car’s title, registration, and insurance documents – The pink slip must be lien free, and your car insurance needs to cover the total vehicle replacement amount.
    • A recent paycheck stub or other proof of income. – We must confirm you have enough income to stay current on the expected monthly payments.

    With Premier Title Loans in Farmington, NM, you can get the help you need quickly and easily! You can apply directly with a Flora Vista or Upper Fruitland lender to grab your funds quicker. Some local companies offer 1-hour funding when you meet with them in person!


    Title loan places near me in Farmington, NM


    Bad Credit Title Loans In Farmington, NM

    Did you know you can get a fast and easy title loan even with bad credit? Premier Title Loans specializes in helping people with bad credit get the financial help they need. We understand keeping your head above water can be challenging when things don’t go as planned. Therefore, your credit score does not determine your initial approval or estimated loan amount. Instead, a loan underwriter approves you based on the vehicle’s current resale value in New Mexico.

    At Premier Title Loans, everyone deserves access to quick cash when an emergency arises. Most people applying with us have recent charge-offs or have missed payments on their credit card or other bills. That’s why we offer competitive rates on bad credit title loans in Farmington, NM, so you can immediately get the cash you need – no matter your credit score.


    Rates & Loan Amounts For A Title Loan In Farmington, NM

    When you apply for an online title loan in Farmington, NM, with Premier Title Loans, you can expect competitive rates and flexible repayment terms. The lenders we work with in San Juan County will offer you a loan that aligns with current state restrictions. That means your interest rate won’t be higher than 36% for a loan between $2,501 and $10,000. Compare that rate to what you see in other states where interest rates can quickly surpass 100%!

    Are you looking for a loan over $10,000? In that case, we may still be able to help you, even though the APR will likely be higher than 36%. High value vehicles, semi trucks, and RVs can often qualify for these higher lending amounts, so contact us to see your vehicle’s estimated title loan value.


    How It Works When I Apply For A Farmington NM Title Loan Online

    Applying for a title loan in Farmington with Premier Title Loans is easy once you know what’s required. Start by completing our online application. Within minutes, you’ll get an estimate that shows your expected loan amount and the different monthly payment options. After that, we will start processing and underwriting the loan. At this point, everything can still be done online or over the phone, and we’ll only need your income verification documents and vehicle info such as the make, model, and mileage.

    The last step with underwriting is to appraise and inspect the vehicle. We’ll connect you with a locak lender that will complete the vehicle inspection. Finally, you sign the lending documents and agree on how you want to pick up your cash. Some people prefer to have the funds wired to their checking account, while others will pick up the money in person with a money order at any location in San Juan County.

    Now that you know how easy it is to get a title loan in Farmington, NM, all that’s left to do is apply! Call us at 800-250-6279!


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