We offer car title loans with fast approval and you can apply online below or call us at 800-250-6279!


At Premier Title Loans, it's our mission to get you fast cash from a title loan lender in Gallup, New Mexico. Our lending offers are affordable and should be able to get a manageable interest rate, regardless of your credit history! Best of all, you can keep driving your vehicle after the initial approval!

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    Car Title Loans In Gallup, NM – What You Need To Know

    To qualify for a guaranteed online car title loan in Gallup, NM, you must have a clear and free car title registered in your name. You must also provide proof of residency, income, and valid identification such as a driver’s license or state ID card.

    Here at Premier Title Loans, we offer same day approval options with many of the direct lenders we work with in New Mexico. That means you can apply online, complete your inspection, and sign the contract within a few hours. After that, pick up your cash at any location in Gallup or have the money wired to your bank account!


    Loan Amounts And Rates For Online Title Loans In Gallup, NM

    At Premier Title Loans, we work with experienced lenders that offer competitive rates and fees for online title loans in Gallup, NM. As of 2023, the APR for secured loans between $2,501 and $10,000 is capped at 36% for all companies licensed within the state. Some people can qualify for higher lending amounts for vehicles with low miles or classic cars with high values.


    Gallup, NM


    Should You Get A Car Title Loan In Gallup, NM?

    Ultimately, it’s up to you to determine if this type of secured loan is right for you. Consider things such as your ability to repay the loan on time and the value of your car when making this decision. Remember that car title loans put you at risk of losing your vehicle if you cannot make payments. If this type of loan fits you well, contact Premier Title Loans today! We would happily answer any questions and help you quickly get the cash you need.

    Regarding car title loans in Gallup, NM, knowledge is power! With the correct information, car title loans can provide an effective solution when quick cash is needed. Our lending agents will review the benefits and drawbacks of using your vehicle’s equity as collateral.


    Apply With A Direct Lender Near Me In Gallup, NM

    Premier Title Loans has provided loan assistance to Gallup, NM borrowers since 2020. Our customer service agents know what you need to get approved, and we’ll present you with multiple financing offers. We offer access to experienced direct lenders within the city. Our team of knowledgeable lending agents is dedicated to helping you compare rates and find the best loan for your situation. So whether you’re looking for online car title loans or prefer to apply with a direct lender in Allison or another area near Gallup, we have the resources you need to make an informed decision! Call us today or fill out our online application form to get started.


    Apply For A Bad Credit Title Loan in Gallup

    Do you need cash but have a low credit score? Or have you dealt with a vehicle repossession or fallen behind on your credit card payments over the past year? Even with all that, qualifying for a car title loan with a poor FICO score is still possible. We understand that someone may need better credit, and we want to help put you in control of your finances with our bad credit title loans. Borrow up to $10,000 through our network of direct lenders and use the money for anything from medical bills, home repairs, or even an overdue vacation! A bad credit score won’t lead to an instant dial that you would expect with a personal loan lender. Title loans in Gallup are designed for those dealing with credit issues, as your car’s equity is used to underwrite the loan, not your credit history!


    Title Loan Refinance Options In Gallup, New Mexico

    Do you have an existing vehicle equity loan from another lender offering loans in New Mexico? You can significantly lower the interest rate by refinancing your title loan. At Premier Title Loans, our lending agents will work with you to find a direct lender in McKinley County that offers competitive rates and flexible repayment terms. In some scenarios, you can bring the APR down from well over 100% to a more manageable 36% if you’re still current on the payments. That decrease can save you thousands and lead to a much quicker payoff! We can also help ensure your vehicle is appraised correctly, so you get the highest cash amount possible when borrowing against its equity value.

    If you’d like to learn more about our refinance options or need assistance finding car title lenders near me in Gallup, NM, contact us today! Our friendly customer service agents are always here to assist you in cashing out equity from your vehicle. So call us at 800-250-6279 and put your finances back on track!


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    Qualify for instant cash and pull equity from your car.